Monroe County property record for 101 Anchor Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 6,403 sqft · built 1975 |
| Lot Size | 0.585 acres (25,495 sqft) |
| Owner | Company Name on File |
| Last Sale | $10,250,000 (Jan 2026) |
| Tax Bill | $59,219 (2024) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage May 2021 Re-recorded Document + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00572795-000100 |
| Primary APN | 00572795-000100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 6,403 sqft Living Area |
| Gross Area | 8,032 sqft |
| 1st Floor Area | 6,403 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wood |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 25,495 sqft (0.585 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 1,629 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 3,607 sqft |
| Deck Area | 56 sqft |
| Patio Area | 606 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1708968 |
|---|---|
| Street Address | 101 ANCHOR DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LT 1 & PT CANAL ANCHOR DRIVE SUBDIVISION OCEAN REEF PLAT NO 10 KEY LARGO PB6-118 AND 7 59 41 ISLAND OF KEY LARGO PB4-83 PT NE1/4 OF SW1/4 OR591-837 OR835-2415/2416 OR1041-1219/1221 OR1388-1573 OR1388-1575 OR2246-2018/2022 OR3093-2457 OR3100-0689 |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | ANCHOR DR SUB OCEAN REEF |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 972700 |
101 Anchor Dr is owned by a company that bought it in January 2026.
Source: Monroe County records, as of April 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 139 MITCHELL AVE, 236, SOUTH SAN FRANCISCO, CA 94080-6088 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2026 | Warranty Deed, Transfer · Commercial Mortgage CITIZENS BANK NA |
| May 25, 2021 | Re-recorded Document EMPIRE TITLE COMPANY LIMITED, PREMIER TITLE COMPANY LTD |
| May 3, 2021 | Warranty Deed, Transfer EMPIRE TITLE COMPANY LIMITED, PREMIER TITLE COMPANY LTD |
| Nov 22, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK NA |
| Mar 14, 2017 | Deed of Trust, Mortgage CENTERSTATE BK/FL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on File |
| Deed Sale | Jan 30, 2026 · Amount on File |
| Prior Sale | May 3, 2021 · Amount on File |
| Deed Document Number | 20262530272 |
| Deed Book / Page | 3364 / 472 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 30, 2026 |
| Property Address | 101 ANCHOR DR, KEY LARGO, FL 33037 |
| Document Number | 0033640472 |
| Book / Page | 3364 / 472 |
| Map Reference | MB 6 PG 118 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 2530272 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 140 GOLDEN EAGLE DR S, HAILEY, ID 83333-5129 |
| Name | Verified Name |
|---|---|
| Address | 139 MITCHELL AVE STE 236, 236, SOUTH SAN FRANCISCO, CA 94080-6088 |
| Document Number | 0003364477 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 3364/477 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 25, 2021 |
| Property Address | 101 ANCHOR DR, KEY LARGO, FL 33037 |
| Document Number | 0031000689 |
| Book / Page | 3100 / 689 |
| Map Reference | MB 6 PG 118 |
| Instrument Date | May 18, 2021 |
| Instrument | 2321587 |
| Record Updated | Jun 16, 2021 |
| Title Company | EMPIRE TITLE COMPANY LIMITED, PREMIER TITLE COMPANY LTD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 24 DOCKSIDE LN, 24, KEY LARGO, FL 33037-5267 |
| Name | Verified Name |
|---|---|
| Address | 140 GOLDEN EAGLE DR S, HAILEY, ID 83333-5129 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 3, 2021 |
| Property Address | 101 ANCHOR DR, KEY LARGO, FL 33037 |
| Document Number | 0030932457 |
| Book / Page | 3093 / 2457 |
| Map Reference | MB 6 PG 118 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2317259 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | EMPIRE TITLE COMPANY LIMITED, PREMIER TITLE COMPANY LTD |
| Amount | Amount on Record |
|---|---|
| Tax | $38,710.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 DOCKSIDE LN, 24, KEY LARGO, FL 33037-5267 |
| Name | Verified Name |
|---|---|
| Address | 140 GOLDEN EAGLE DR S, HAILEY, ID 83333-5129 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 101 ANCHOR DR, KEY LARGO, FL 33037 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0028800974 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 2880/0974 |
| Instrument | 2144832 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33883 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 1, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 101 ANCHOR DR, KEY LARGO, FL 33037 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030241273 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 3024/1273 |
| Instrument | 2267550 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 101 ANCHOR DR, KEY LARGO, FL 33037 |
| Document Number | 0028442345 |
| Book / Page | 002844 / 002345 |
| Instrument Date | Mar 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 101 ANCHOR DR KEY LARGO FL 33037, KEY LARGO, FL 33037 |
| Document Number | 0028442345 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 002844/002345 |
| Instrument | 2115318 |
| Name | CENTERSTATE BK/FL |
|---|---|
| Type | Bank |
| Address | 1951 8TH ST NW, WINTER HAVEN, FL 33881-2391 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,670,255 Land $9,809,201 Building $861,054 | $10,670,255 Land $9,809,201 Building $861,054 | |
| 2024 | $59,219.00 (+11.63%) | ||
| 2023 | $53,047.00 (+25.82%) | $8,938,444 (+42.56%) Land $8,157,125 Building $781,319 | $8,938,444 (+42.56%) Land $8,157,125 Building $781,319 |
| 2022 | $42,161.00 | $6,270,133 Land $5,679,011 Building $591,122 | $6,270,133 Land $5,679,011 Building $591,122 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Anchor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Anchor Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
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