7998 Cotswold Dr, Mentor, OH 44060 Property Records

Lake County property record for 7998 Cotswold Dr, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,662 sqft · built 2017
Lot Size	0.228 acres (9,975 sqft)
Owner	Individual Name on Record
Last Sale	$245,560 (Apr 2018)
Tax Bill	$4,503 (2024)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-A-009-C-00-438-0`

Property Details

APN / Parcel Number

Primary APN	`16-A-009-C-00-438-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,662 sqft Living Area

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,975 sqft (0.228 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	7998 COTSWOLD DR
City	MENTOR
State	OH
Zip	44060-6077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 TRACT 3
Legal Subdivision	NEWELL CREEK SUBDIVISION
Legal Tract	3
Legal Lot Number	416
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	1
Census Block	1010
Census Tract	206500

Owner

Source: Lake County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7998 COTSWOLD DR, MENTOR, OH 44060-6077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 30, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI FIRST FED'L S&L/LAKEWOOD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	1414
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	7998 COTSWOLD DR, MENTOR, OH 44060-6077
Transaction Type	Mortgage
Record Updated	May 20, 2022
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7998 COTSWOLD DR, MENTOR, OH 44060-6077

Mortgage

Document Number	0000011304
Date	Apr 19, 2022
Instrument	2022R011304

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LAKE OH
Recording Date	Apr 30, 2018
Property Address	7998 COTSWOLD DR, MENTOR, OH 44060-6077
Document Number	0000010376
Instrument Date	Apr 16, 2018
Instrument	10376
Transaction Type	Subdivision Related Transfer
Record Updated	May 25, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$982.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14806 DETROIT AVE LAKEWOOD OH 441073910, LAKEWOOD, OH 44107-3910

Mortgage

Document Number	10377
Date	Apr 30, 2018
Instrument	10377

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,503.00 (-3.78%) Homeowner's exemption	$1,300 (-) Land $1,300	$3,710 (-) Land $3,710
2023	$4,680.00 (-0.59%) Homeowner's exemption	$1,300 (-) Land $1,300
2022	$4,708.00 Homeowner's exemption	$1,300 Land $1,300
2021			$3,710 Land $3,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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