8028 Cotswold Dr, Mentor, OH 44060 Property Records

Lake County property record for 8028 Cotswold Dr, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,458 sqft · built 2019
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on Record
Last Sale	$329,100 (Dec 2019)
Tax Bill	$12,011 (2023)
Deeds & Mortgages	Jul 2021 Transfer Aug 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-A-009-C-00-446-0`

Property Details

APN / Parcel Number

Primary APN	`16-A-009-C-00-446-0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,458 sqft Living Area

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,802 sqft (0.179 acres)
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	8028 COTSWOLD DR
City	MENTOR
State	OH
Zip	44060-6077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 TRACT 3
Legal Subdivision	NEWELL CREEK SUBDIVISION
Legal Tract	3
Legal Lot Number	421
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	1
Census Block	1010
Census Tract	206500

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8028 COTSWOLD DR, MENTOR, OH 44060-6077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Affidavit of Death of Joint Tenant, Transfer
Aug 24, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 28, 2021	Transfer on Death Deed, Transfer
Dec 11, 2019	Survivorship Deed, Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2019 · Amount on Record
Deed Sale	Dec 11, 2019 · Amount on Record
Prior Sale	Dec 11, 2019 · Amount on Record
Deed Document Number	0000030587
Last Transfer Date	Jul 28, 2021
Transfer Doc	0000026035
Record Updated	Jun 7, 2026

July 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE OH
Recording Date	Jul 28, 2021
Property Address	8028 COTSWOLD DR, MENTOR, OH 44060-6077
Document Number	0000026035
Map Reference	VOL 66 PGG 36
Instrument Date	Jul 26, 2021
Instrument	2021R026035
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8028 COTSWOLD DR, MENTOR, OH 44060-6077

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	8028 COTSWOLD DR, MENTOR, OH 44060-6077
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023714
Date	Aug 24, 2020
Instrument	2020R023714

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Jul 28, 2021
Property Address	8028 COTSWOLD DR, MENTOR, OH 44060-6077
Document Number	0000026036
Map Reference	VOL 66 36PG
Instrument Date	Jul 2, 2021
Instrument	2021R026036
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8028 COTSWOLD DR, MENTOR, OH 44060-6077

December 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAKE OH
Recording Date	Dec 11, 2019
Property Address	8028 COTSWOLD DR, MENTOR, OH 44060-6077
Document Number	0000030587
Map Reference	VOL 66 PG 36
Instrument Date	Nov 26, 2019
Instrument	2019R030587
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	387 MEDINA RD STE 1700, 387, MEDINA, OH 44256-9679

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8028 COTSWOLD DR, MENTOR, OH 44060-6077

Mortgage

Document Number	0000030588
Date	Dec 11, 2019
Instrument	2019R030588

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$12,011.00 (+125.56%) Homeowner's exemption	$115,590 (-) Land $26,990 Building $88,600
2022	$5,325.00 Homeowner's exemption	$115,590 Land $26,990 Building $88,600
2021			$330,250 Land $77,110 Building $253,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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