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7997 Rakestraw Rd, Covington, OH 45318 Property Records

Miami County property record for 7997 Rakestraw Rd, Covington, OH 45318

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,192 sqft · built 1969
Lot Size1.5 acres (65,340 sqft)
OwnerIndividual Name on Record
Last Sale$299,900 (Sep 2020)
Tax Bill$4,109 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Sep 2019 Transfer
Flood ZoneZone X (minimal risk)
APNH17-018200

Property Details

APN / Parcel Number

Primary APNH17-018200
Alternative APNs
  • 080516.0-01-001-00
  • H17NB016 00400

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,192 sqft Living Area
1st Floor Area2,192 sqft
Basement Area2,192 sqft
Game RoomGame Room
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialBrick
Lot Area65,340 sqft (1.5 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area297 sqft
Deck Area630 sqft
Patio Area630 sqft
Canopy330 sqft
Lean-To1,024 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Old Parcel NumberH17NB016 00400
Street Address7997 RAKESTRAW RD
CityCOVINGTON
StateOH
Zip45318-8869
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5-8-16 PT NW COR NE
Legal Range08
Legal Township05
Legal Section16
JurisdictionMIAMI OH
Township / Civil DivisionNEWBERRY
Census Block Group1
Census Block1072
Census Tract320100

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address7997 RAKESTRAW RD, COVINGTON, OH 45318-8869
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2020Survivorship Deed, Transfer · Conventional Mortgage
THRIVE MORTGAGE LLC
Sep 23, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2020 · Amount on Record
Deed SaleSep 3, 2020 · Amount on Record
Prior SaleSep 23, 2019
Deed Document Number1784
Record UpdatedJun 8, 2026

September 2020: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMIAMI OH
Recording DateSep 3, 2020
Property Address7997 RAKESTRAW RD, COVINGTON, OH 45318-8869
Document Number0000012535
Instrument DateAug 31, 2020
Instrument2020OR-12535
Transaction TypeTransfer
Record UpdatedFeb 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address7997 N MULBERRY GROVE RAKESTRAW RD, COVINGTON, OH 45318-8869
InvestorPossibly a Property Investor

Mortgage

Document Number0000012536
DateSep 3, 2020
Instrument2020OR-12536
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMIAMI OH
Recording DateSep 23, 2019
Property Address7997 RAKESTRAW RD, COVINGTON, OH 45318-8869
Document Number0000011055
Instrument DateSep 17, 2019
Instrument11055
Transaction TypeTransfer
Record UpdatedOct 10, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7997 N MULBERRY GROVE RAKESTRAW RD COVINGTON OH 453188869, COVINGTON, OH 45318-8869

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionNewberry Township
Unified School DistrictCovington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,109.00 (+9.11%) Homeowner's exemption$135,310 (+20.35%) Land $13,300 Building $122,010$386,600 (+20.36%) Land $38,000 Building $348,600
2024$3,766.00 (+2.62%) Homeowner's exemption$112,430 (-) Land $10,610 Building $101,820
2023$3,670.00 (-3.78%) Homeowner's exemption$112,430 (-) Land $10,610 Building $101,820$321,200 (-) Land $30,300 Building $290,900
2022$3,814.00 Homeowner's exemption$112,430 Land $10,610 Building $101,820$321,200 Land $30,300 Building $290,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
Skymesh
Fixed Wireless		50 / 10
NKTELCO - Goldstar
Fixed Wireless		50 / 5
AT&T
Fixed Wireless		25 / 3

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