7511 Rakestraw Rd, Covington, OH 45318 Property Records

Miami County property record for 7511 Rakestraw Rd, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,202 sqft · built 1920
Lot Size	3.88 acres (169,013 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Mar 2010)
Tax Bill	$2,461 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H17-018260`

Property Details

APN / Parcel Number

Primary APN	`H17-018260`
Alternative APNs	`080516.0-01-004-00` `H17NB016 00500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,202 sqft Living Area
1st Floor Area	2,820 sqft
Upper Floors Area	792 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	169,013 sqft (3.88 acres)
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	246 sqft
Patio Area	48 sqft
Granary	600 sqft
Lean-To	450 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7511 RAKESTRAW RD
City	COVINGTON
State	OH
Zip	45318-8870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-8-16 SW COR NE
Legal Range	05
Legal Township	08
Legal Section	16
Legal Subdivision	NEWBERRY
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	1
Census Block	1072
Census Tract	320100

Owner

7511 Rakestraw Rd is owned and occupied by two individuals who acquired it in July 2011.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7511 RAKESTRAW RD, COVINGTON, OH 45318-8870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit FIRST OHIO HOME FINANCE INC OHIO
Nov 16, 2023	Deed of Trust, Mortgage · Closed-End Mortgage THE COVINGTON SLA
Jan 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage COVINGTON S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2010 · Amount on File
Deed Sale	Mar 24, 2010 · Amount on File
Prior Sale	Mar 30, 1999 · Amount on File
Last Transfer Date	Jul 11, 2011
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	7511 RAKESTRAW RD, COVINGTON, OH 45318-8870
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7511 RAKESTRAW RD, COVINGTON, OH 45318-8870

Mortgage

Document Number	0000003696
Date	Mar 30, 2026
Instrument	2026OR-03696

Lender

Name	FIRST OHIO HOME FINANCE INC OHIO
Type	Non-Lending Institution
Address	385 COUNTY LINE RD W STE 200, WESTERVILLE, OH 43082

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	7511 RAKESTRAW RD, COVINGTON, OH 45318-8870
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7511 RAKESTRAW RD, COVINGTON, OH 45318-8870

Mortgage

Document Number	0000012701
Date	Nov 16, 2023
Instrument	2023OR-12701

Lender

Name	THE COVINGTON SLA
Type	Bank
Address	COVINGTON, OH 45318

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	7511 RAKESTRAW RD, COVINGTON, OH 45318-8870
Document Number	0000001319
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7511 N MULBERRY GROVE RAKESTRAW RD COVINGTON OH 453188870, COVINGTON, OH 45318-8870

Mortgage

Document Number	0000001319
Date	Jan 31, 2018
Instrument	1319

Lender

Name	COVINGTON S&L ASSN
Type	Federal Savings Bank
Address	COVINGTON, OH 45318

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 30, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 7511 Rakestraw Rd was $2,461 with a homeowner's exemption, up 11.2% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,461.00 (+11.21%) Homeowner's exemption	$86,210 (+31%) Land $20,860 Building $65,350	$246,300 Land $59,600 Building $186,700
2024	$2,213.00 (+2.6%) Homeowner's exemption	$65,810 (-) Land $18,800 Building $47,010
2023	$2,157.00 (-3.79%) Homeowner's exemption	$65,810 (-) Land $18,800 Building $47,010	$188,000 (-) Land $53,700 Building $134,300
2022	$2,242.00 Homeowner's exemption	$65,810 Land $18,800 Building $47,010	$188,000 Land $53,700 Building $134,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7511 Rakestraw Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7511 Rakestraw Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Skymesh Fixed Wireless	50 / 10
NKTELCO - Goldstar Fixed Wireless	50 / 5

May also be available: AT&T.

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