7996 Quay Ct, Frederick, MD 21701 Property Records

Frederick County property record for 7996 Quay Ct, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,048 sqft · built 1985
Lot Size	0.044 acres (1,904 sqft)
Owner	2 Company Names on File
Last Sale	$239,900 (Feb 2019)
Tax Bill	$3,977 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-552025`

Property Details

APN / Parcel Number

Primary APN	`28-552025`
Alternative APN	`552025`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,048 sqft Living Area
Gross Area	2,312 sqft
1st Floor Area	688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,904 sqft (0.044 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	552025
Street Address	7996 QUAY CT
City	FREDERICK
State	MD
Zip	21701-3254
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LT 30 S 1 PL 2 BLK A 1904 SQ FT QUAY COURT WATERSIDE
Legal Subdivision	WATERSIDE
Legal Block	A
Legal Lot Number	30
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	4
Census Block	4005
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

7996 Quay Ct, a townhouse, is owned by a company that acquired it in September 2024.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Company Names on File
Mailing Address	7996 QUARRY CT, FREDERICK, MD 21701
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU
Feb 15, 2019	Deed, Transfer · Conventional Mortgage FREDERICK COUNTY BANK
Nov 8, 2018	Deed, Transfer · Commercial Mortgage SANDY SPRING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2019 · Amount on File
Deed Sale	Feb 15, 2019 · Amount on File
Prior Sale	Nov 8, 2018 · Amount on File
Deed Book / Page	12839 / 123
Last Transfer Date	Sep 25, 2024
Transfer Doc	0170510087
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7996 QUAY CT, FREDERICK, MD 21701-3254
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	HARVEST TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7996 QUAY CT, FREDERICK, MD 21701-3254

Mortgage

Document Number	0141170202
Date	Sep 29, 2020
Book Page	14117/202

Lender

Name	FCB BANKS
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7996 QUAY CT, FREDERICK, MD 21701-3254
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152920354
Date	Sep 17, 2021
Book Page	15292/354

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7996 QUAY CT, FREDERICK, MD 21701-3254
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0161580471
Date	Sep 30, 2022
Book Page	16158/471

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20770

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 29, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 15, 2019
Property Address	7996 QUAY CT, FREDERICK, MD 21701-3254
Document Number	0128390123
Book / Page	12839 / 0123
Map Reference	MB 30 PL 90
Instrument Date	Jan 22, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	BRENNAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$599.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7996 QUAY CT, FREDERICK, MD 21701-3254

Mortgage

Document Number	0012839131
Date	Feb 15, 2019
Instrument	12839/131

Lender

Name	FREDERICK COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 8, 2018
Property Address	7996 QUAY CT, FREDERICK, MD 21701-3254
Document Number	0127020179
Book / Page	12702 / 0179
Map Reference	MB30 PL90
Instrument Date	Sep 25, 2018
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	BRENNAN TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14420 ALBEMARLE POINT PL STE 150, 150, CHANTILLY, VA 20151-1690
Investor	Possibly a Property Investor

Mortgage

Document Number	0012702184
Date	Nov 8, 2018
Instrument	12702/184

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7996 Quay Ct was $3,977, up 9.6% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,200 (+6.25%)	$378,000 (+18.76%) Land $110,000 Building $268,000
2025	$3,977.00 (+9.62%)	$318,300 Land $90,000 Building $228,300	$318,300 Land $90,000 Building $228,300
2024	$3,628.00 (+13.02%)
2023	$3,210.00	$266,433	$318,300 Land $90,000 Building $228,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7996 Quay Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7996 Quay Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERSIDE serves 1,509 people · EPA ID MD0100029
Water Source	Purchased surface water from CITY OF FREDERICK
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Glo Fiber, Verizon.

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