Frederick County property record for 7984 Quay Ct, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,056 sqft · built 1985 |
| Lot Size | 0.064 acres (2,790 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $372,000 (Apr 2022) |
| Tax Bill | $4,390 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-551967 |
| Primary APN | 28-551967 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,056 sqft Living Area |
| Gross Area | 2,296 sqft |
| 1st Floor Area | 688 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,790 sqft (0.064 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 551967 |
|---|---|
| Street Address | 7984 QUAY CT |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3254 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R8 |
| Legal Description | LT 24 S 1 PL 2 BLK A 2790 SQ FT QUAY COURT WATERSIDE |
| Legal Subdivision | WATERSIDE |
| Legal Block | A |
| Legal Lot Number | 24 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 750802 |
Source: Frederick County records · APN 28-551967
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7984 QUAY CT, FREDERICK, MD 21701-3254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 11, 2019 | Deed of Trust, Mortgage · VA Mortgage DIRECT MORTGAGE LOANS LLC |
| Nov 16, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 27, 2022 | Deed, Transfer · Conventional Mortgage MIDDLETOWN VALLEY BANK |
| Aug 12, 2019 | Deed, Transfer · VA Mortgage DIRECT MORTGAGE LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on Record |
| Deed Sale | Apr 27, 2022 · Amount on Record |
| Prior Sale | Aug 12, 2019 · Amount on Record |
| Deed Book / Page | 15882 / 468 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7984 QUAY CT, FREDERICK, MD 21701-3254 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0132050075 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 13205/0075 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7984 QUAY CT, FREDERICK, MD 21701-3254 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | VENUS TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 7984 QUAY CT, FREDERICK, MD 21701-3254 |
| Document Number | 0154980411 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 15498/411 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 27, 2022 |
| Property Address | 7984 QUAY CT, FREDERICK, MD 21701-3254 |
| Document Number | 0158820468 |
| Book / Page | 15882 / 468 |
| Map Reference | MB 30 PG 90 |
| Instrument Date | Apr 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2022 |
| Title Company | LEGACYHOUSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $930.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7984 QUAY CT, FREDERICK, MD 21701-3254 |
| Document Number | 0015882474 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 15882/474 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 12, 2019 |
| Property Address | 7984 QUAY CT, FREDERICK, MD 21701-3254 |
| Document Number | 0131380183 |
| Book / Page | 13138 / 0183 |
| Map Reference | MB 30 PG 90 |
| Instrument Date | Aug 05, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7984 QUAY CT, FREDERICK, MD 21701-3254 |
| Document Number | 131380189 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 13138/0189 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $374,667 (+6.41%) | $419,800 (+19.23%) Land $110,000 Building $309,800 | |
| 2025 | $4,390.00 (+12.56%) | $352,100 (+26.85%) Land $90,000 Building $262,100 | $352,100 (-) Land $90,000 Building $262,100 |
| 2024 | $3,900.00 (+16.73%) | ||
| 2023 | $3,341.00 | $277,567 | $352,100 Land $90,000 Building $262,100 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Shenandoah Telecommunications Company, Verizon.
Based on FCC filings for 514 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERSIDE serves 1,509 people |
|---|---|
| Water Source | Purchased surface water from CITY OF FREDERICK |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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