7990 Whispering Trails Pl, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 7990 Whispering Trails Pl, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Jan 2001)
Tax Bill	$3,151 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2021 Line of Credit + 2 more
Flood Zone	Zone A (high risk)
APN	`015-221-015`

Property Details

APN / Parcel Number

Primary APN	`015-221-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	43,560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7990 WHISPERING TRAILS PL
City	PASO ROBLES
State	CA
Zip	93446-8365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG F
Legal Description	TR 21 PTN LT 40
Legal Subdivision	TRACT 21
Legal Tract	21
Legal Block	1
Legal Lot Number	40
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1014
Census Tract	10302

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7990 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-8365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage POLLOCK JOINT LIVING TRUST
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit SESLOC FCU
Jan 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SESLOC FCU
Oct 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL COAST LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2001 · Amount on Record
Deed Sale	Jan 5, 2001 · Amount on Record
Prior Sale	Jan 5, 2001 · Amount on Record
Deed Document Number	2001809
Prior Transfer Date	Dec 20, 1995
Prior Transfer Doc	0000002839
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7990 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-8365
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7990 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-8365

Mortgage

Document Number	0000008944
Date	Mar 31, 2023
Instrument	2023008944

Lender

Name	POLLOCK JOINT LIVING TRUST
Type	Private Party
Address	PO BOX 92345, HESPERIA, CA 92345

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7990 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-8365
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7990 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-8365

Mortgage

Document Number	0000019281
Date	Mar 15, 2021
Instrument	2021019281

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 14, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 29, 2021
Property Address	7990 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-8365
Document Number	0000007021
Map Reference	MB 5 PG 41
Instrument Date	Jan 25, 2021
Instrument	2021007021
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7990 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-8365

Mortgage

Document Number	0000007022
Date	Jan 29, 2021
Instrument	2021007022

Lender

Name	SESLOC FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7990 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-8365
Document Number	0000044659
Instrument Date	Oct 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7990 WHISPERING TRAILS PL PASO ROBLES CA 934468365, PASO ROBLES, CA 93446-8365

Mortgage

Document Number	0000044659
Date	Oct 10, 2019
Instrument	44659

Lender

Name	CENTRAL COAST LNDG
Address	MORRO BAY, CA 93442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$305,830 (+2%) Land $138,314 Building $167,516
2025	$3,151.00 (+3.69%) Homeowner's exemption	$299,834 (+4.04%) Land $135,602 Building $164,232
2023	$3,039.00 (+1.77%) Homeowner's exemption	$288,193 Land $130,338 Building $157,855
2022	$2,986.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surfnet Communications Fiber · Fixed Wireless	2,500 / 2,500
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Verizon.

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