7915 Whispering Trails Pl, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 7915 Whispering Trails Pl, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,110 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on Record
Last Sale	$1,050,000 (Aug 2025)
Tax Bill	$4,481 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-221-012`

Property Details

APN / Parcel Number

Primary APN	`015-221-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,110 sqft Living Area
1st Floor Area	2,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Lot Area	43,560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7915 WHISPERING TRAILS PL
City	PASO ROBLES
State	CA
Zip	93446-8365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	TR 21 PTN LT 38
Legal Subdivision	TRACT 21
Legal Tract	21
Legal Block	1
Legal Lot Number	38
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1014
Census Tract	10302

Owner

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7915 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-8365
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Commercial Mortgage LENDAGE LLC
Sep 16, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 25, 2019	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG
Aug 29, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Jul 12, 2013 · Amount on Record
Deed Document Number	202525447
Prior Transfer Date	Jun 20, 2013
Prior Transfer Doc	0000040699
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7915 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-8365
Transaction Type	Mortgage
Record Updated	Oct 17, 2022
Title Company	STATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7915 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-8365

Mortgage

Document Number	0000039170
Date	Oct 5, 2022
Instrument	2022039170

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	TEMPE, AZ 85288

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2032

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7915 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-8365
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE RESOURCES GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7915 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-8365

Mortgage

Document Number	0000050680
Date	Sep 16, 2020
Instrument	2020050680

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7915 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-8365
Document Number	0000045343
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7915 WHISPERING TRAILS PL PASO ROBLES CA 934468365, PASO ROBLES, CA 93446-8365

Mortgage

Document Number	0000045343
Date	Oct 16, 2019
Instrument	45343

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7915 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-8365
Document Number	0000039895
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Sep 22, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7915 WHISPERING TRAILS PL PASO ROBLES CA 934468365, PASO ROBLES, CA 93446-8365

Mortgage

Document Number	0000039895
Date	Sep 6, 2017
Instrument	39895

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,050,000 (+152.15%) Land $300,000 Building $750,000
2025	$4,481.00 (+3.58%)	$416,415 (+4.04%) Land $58,730 Building $357,685
2023	$4,326.00 (+1.74%)	$400,247 Land $56,450 Building $343,797
2022	$4,252.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surfnet Communications Fiber · Fixed Wireless	2,500 / 2,500
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Verizon.

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