7990 Sable Valley Ct, Ada, MI 49301 Property Records

Kent County property record for 7990 Sable Valley Ct, Ada, MI 49301

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,608 sqft · built 2015
Owner	Individual Name on Record
Tax Bill	$6,277 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-19-03-480-007`

Property Details

APN / Parcel Number

Primary APN	`41-19-03-480-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,608 sqft Living Area
1st Floor Area	1,583 sqft
Basement Area	1,583 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7990 SABLE VALLEY CT
City	ADA
State	MI
Zip	49301-8505
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	411903480007 UNIT 7 * SABLE VALLEY KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.967 INSTRUMENT NO.20131106-0112506
Legal Subdivision	SABLE VALLEY KENT COUNTY CONDOMINIUM SUB
Legal Unit	7
Jurisdiction	KENT MI
Township / Civil Division	CASCADE
Census Block Group	3
Census Block	3008
Census Tract	12202

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7990 SABLE VALLEY CT, ADA, MI 49301-8505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Nov 18, 2025	Intrafamily Transfer, Transfer · Closed-End Mortgage US BANK NA
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC
May 16, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2015
Deed Sale	Aug 10, 2015
Deed Document Number	201570134
Last Transfer Date	Nov 13, 2025
Transfer Doc	0000075020
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	7990 SABLE VALLEY CT, ADA, MI 49301-8505
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7990 SABLE VALLEY CT, ADA, MI 49301-8505

Mortgage

Document Number	0000056038
Date	Sep 28, 2023
Instrument	20230928-0056038

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Nov 18, 2025
Property Address	7990 SABLE VALLEY CT, ADA, MI 49301-8505
Document Number	0000075020
Map Reference	DOC 201311060112506
Instrument Date	Nov 13, 2025
Instrument	20251118-0075020
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7574 FULTON ST SE APT 307, 307, ADA, MI 49301-8012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7990 SABLE VALLEY CT, ADA, MI 49301-8505

Mortgage

Document Number	0000079270
Date	Nov 18, 2025
Instrument	20251205-0079270

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 8, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	7990 SABLE VALLEY CT, ADA, MI 49301-8505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073114
Date	Aug 14, 2020
Instrument	20200814-0073114

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	7990 SABLE VALLEY CT, ADA, MI 49301-8505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084356
Date	Oct 30, 2019
Instrument	20191030-0084356

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2044

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	May 16, 2018
Property Address	7990 SABLE VALLEY CT, ADA, MI 49301-8505
Document Number	0000037921
Instrument Date	May 8, 2018
Instrument	20180516-0037921
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	TITLE SOURCE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7990 SABLE VALLEY CT, 7990, ADA, MI 49301-8505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7990 SABLE VALLEY CT, ADA, MI 49301-8505

Mortgage

Document Number	0000037922
Date	May 16, 2018
Instrument	20180516-0037922

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Cascade Charter Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,100 (+4.38%)	$572,200 (+4.38%)
2025	$6,277.00 (+8.3%) Homeowner's exemption	$274,100 (+30.46%)	$548,200 (+30.46%)
2023	$5,796.00 (+7.91%)	$210,100	$420,200
2019	$5,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2007–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RAPIDS serves 306,901 people · EPA ID MI0002790
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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