7957 Sable Valley Ct, Ada, MI 49301 Property Records

Kent County property record for 7957 Sable Valley Ct, Ada, MI 49301

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,204 sqft · built 2015
Owner	2 Individual Names on Record
Tax Bill	$6,524 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-19-03-480-004`

Property Details

APN / Parcel Number

Primary APN	`41-19-03-480-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,204 sqft Living Area
1st Floor Area	1,302 sqft
Basement Area	902 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Condo/Apartment
Garage Area	678 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7957 SABLE VALLEY CT
City	ADA
State	MI
Zip	49301-8505
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	411903480004 UNIT 4 * SABLE VALLEY KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.967 INSTRUMENT NO.20131106-0112506
Legal Subdivision	SABLE VALLEY KENT COUNTY CONDOMINIUM SUB
Legal Unit	4
Jurisdiction	KENT MI
Township / Civil Division	CASCADE
Census Block Group	3
Census Block	3008
Census Tract	12202

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7957 SABLE VALLEY CT, ADA, MI 49301-8505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage HIGHPOINT CMNTY BK
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage HIGHPOINT CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2015
Deed Sale	May 22, 2015
Deed Document Number	201543812
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Recording Date	Jun 18, 2026
Property Address	7957 SABLE VALLEY CT, ADA, MI 49301-8505
Document Number	0000040528
Instrument Date	Jun 12, 2026
Instrument	202640528
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7957 SABLE VALLEY CT, ADA, MI 49301-8505

Mortgage

Document Number	0000040528,
Date	Jun 18, 2026
Instrument	202640528

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 15, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	7957 SABLE VALLEY CT, ADA, MI 49301-8505
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7957 SABLE VALLEY CT, ADA, MI 49301-8505

Mortgage

Document Number	0000073587
Date	Jun 28, 2021
Instrument	20210628-0073587

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	7957 SABLE VALLEY CT, ADA, MI 49301-8505
Document Number	0000087617
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7957 SABLE VALLEY CT ADA MI 493018505, ADA, MI 49301-8505

Mortgage

Document Number	0000087617
Date	Nov 8, 2019
Instrument	87617

Lender

Name	HIGHPOINT CMNTY BK
Address	HASTINGS, MI 49058

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 7, 2044

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	7957 SABLE VALLEY CT, ADA, MI 49301-8505
Document Number	0000089005
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7957 SABLE VALLEY CT ADA MI 493018505, ADA, MI 49301-8505

Mortgage

Document Number	0000089005
Date	Nov 13, 2019
Instrument	89005

Lender

Name	HIGHPOINT CMNTY BK
Address	HASTINGS, MI 49058

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 12, 2029

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Cascade Charter Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,900 (+4.2%)	$619,800 (+4.2%)
2025	$6,524.00 (+17.53%) Homeowner's exemption	$297,400 (+30.5%)	$594,800 (+30.5%)
2023		$227,900	$455,800
2019	$5,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2007–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RAPIDS serves 306,901 people · EPA ID MI0002790
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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