7989 E Horse Ranch Rd, Saint David, AZ 85630 Property Records

Cochise County property record for 7989 E Horse Ranch Rd, Saint David, AZ 85630

Property Summary

Property Type	Single Family Home
Details	3,547 sqft · built 2000
Lot Size	36.2 acres (1,576,872 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Jul 2026)
Tax Bill	$4,450 (2025)
Deeds & Mortgages	Jul 2026 Sale May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`120-31-200`

Property Details

APN / Parcel Number

Primary APN	`120-31-200`
Alternative APN	`120-31-20002`

Interior

Stories	1 Story
Building Area	3,547 sqft Living Area
Gross Area	4,880 sqft
1st Floor Area	3,547 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2003
Architectural Style	Cluster
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	1,576,872 sqft (36.2 acres)
Garage Type	Attached
Garage Area	1,333 sqft
Parking Spaces	5 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	120-31-20002
Street Address	7989 E HORSE RANCH RD
City	SAINT DAVID
State	AZ
Zip	85630-0255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU4
Legal Description	DRAGOON MOUNTAIN RANCH UNIT 1 LOT 200 SEC25&36 T17 R22 36.20AC
Legal Subdivision	DRAGOON
Legal Lot Number	200
Legal Unit	1
Jurisdiction	COCHISE AZ
Township / Civil Division	BENSON
Census Block Group	1
Census Block	1062
Census Tract	305

Owner

7989 E Horse Ranch Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Cochise County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7989 E HORSE RANCH RD, SAINT DAVID, AZ 85630-0255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
May 22, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Feb 26, 2021	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Feb 26, 2021	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	May 22, 2023 · Amount on File
Deed Document Number	202615552
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCHISE AZ
Recording Date	Jul 31, 2026
Property Address	7989 E HORSE RANCH RD, SAINT DAVID, AZ 85630-0255
Document Number	0000015552
Instrument Date	Jul 20, 2026
Instrument	202615552
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7989 E HORSE RANCH RD, SAINT DAVID, AZ 85630-0255

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCHISE AZ
Recording Date	May 22, 2023
Property Address	7989 E HORSE RANCH RD, SAINT DAVID, AZ 85630-0255
Document Number	0000009120
Map Reference	MB9 PG71,71A-71Z&71A
Instrument Date	May 11, 2023
Instrument	2023-09120
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 153, SAINT DAVID, AZ 85630-0153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7989 E HORSE RANCH RD, SAINT DAVID, AZ 85630-0255

Mortgage

Document Number	0000009121
Date	May 22, 2023
Instrument	2023-09121

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COCHISE AZ
Recording Date	Feb 26, 2021
Property Address	7989 E HORSE RANCH RD, SAINT DAVID, AZ 85630
Document Number	0000000509
Map Reference	MB9PG71,71A-71Z&71AA
Instrument Date	Feb 24, 2021
Instrument	2021-05096
Transaction Type	Transfer
Record Updated	Mar 10, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 662, SAINT DAVID, AZ 85630-0662

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 153, SIERRA VISTA, AZ 85636-0153

Mortgage

Document Number	0000000509
Date	Feb 26, 2021
Instrument	2021-05097

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COCHISE AZ
Recording Date	Feb 26, 2021
Property Address	7989 E HORSE RANCH RD, SAINT DAVID, AZ 85630-0255
Document Number	0000005096
Map Reference	MB9PG71,71A-71Z&71AA
Instrument Date	Feb 24, 2021
Instrument	2021-05096
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 662, SAINT DAVID, AZ 85630-0662

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 153, SIERRA VISTA, AZ 85636-0153

Mortgage

Document Number	0000005097
Date	Feb 26, 2021
Instrument	2021-05097

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7989 E Horse Ranch Rd was $4,450, down 0.5% from the year before.

Source: Cochise County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Cochise County
Unified School District	St. David Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,657 (-5.55%) Land $7,650 Building $58,007	$656,567 (-5.55%) Land $76,500 Building $580,067
2025	$4,450.00 (-0.54%)	$69,517 (+28.38%) Land $7,650 Building $61,867	$695,169 (+28.38%) Land $76,500 Building $618,669
2024	$4,474.00 (+13.52%)	$54,151 Land $7,650 Building $46,501	$541,507 Land $76,500 Building $465,007
2023	$3,941.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7989 E Horse Ranch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7989 E Horse Ranch Rd is high, ranking above 79% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 69% of Arizona
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTE Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Horse Ranch Rd

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