Cochise County property record for 7974 E Horse Ranch Rd, Saint David, AZ 85630
| Property Type | Single Family Home |
|---|---|
| Details | 2,005 sqft |
| Lot Size | 36.1 acres (1,574,694 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Aug 2020) |
| Tax Bill | $727 (2025) |
| Deeds & Mortgages | Jun 2023 Construction Loan Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-31-201 |
| Primary APN | 120-31-201 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,005 sqft Living Area |
| 1st Floor Area | 2,005 sqft |
| Exterior Material | Other |
|---|---|
| Lot Area | 1,574,694 sqft (36.1 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 120-31-20105 |
|---|---|
| Street Address | 7974 E HORSE RANCH RD |
| City | SAINT DAVID |
| State | AZ |
| Zip | 85630-0255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DRAGOON MOUNTAIN RANCH UNIT 1 LOT 201 SEC25&36 T17 R22 36.15AC |
| Legal Subdivision | DRAGOON MOUNTAIN RANCH UNIT 1 |
| Legal Lot Number | 201 |
| Legal Unit | 1 |
| Jurisdiction | COCHISE AZ |
| Township / Civil Division | BENSON |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 305 |
7974 E Horse Ranch Rd is owned by two individuals who bought it in August 2020.
Source: Cochise County records, as of March 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 423, SAINT DAVID, AZ 85630-0423 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2023 | Deed of Trust, Mortgage · Construction Mortgage ZB NA |
| Aug 3, 2020 | Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2020 · Amount on File |
| Deed Sale | Aug 3, 2020 · Amount on File |
| Deed Document Number | 0000016000 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCHISE AZ |
| Property Address | 7974 E HORSE RANCH RD, SAINT DAVID, AZ 85630-0255 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 7974 E HORSE RANCH RD, SAINT DAVID, AZ 85630-0255 |
| Document Number | 0000009826 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 2023-09826 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85015 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 385 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCHISE AZ |
| Recording Date | Aug 3, 2020 |
| Property Address | SAINT DAVID, AZ 85630 |
| Document Number | 0000016000 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 16000 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $110.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4631 E FAIRMOUNT ST TUCSON AZ 857123922, TUCSON, AZ 85712-3922 |
The 2025 property tax bill for 7974 E Horse Ranch Rd was $727.
Source: Cochise County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Cochise County |
| Unified School District | St. David Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,546 Land $7,650 Building $40,896 | $485,464 Land $76,500 Building $408,964 | |
| 2025 | $727.00 | ||
| 2024 | $11,475 Land $11,475 | $76,500 Land $76,500 | |
| 2023 | $726.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7974 E Horse Ranch Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7974 E Horse Ranch Rd is high, ranking above 81% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 72% of Arizona |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G (outdoors only) and 4G LTE
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