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7987 Bay Pointe Dr, Denver, NC 28037 Property Records

Lincoln County property record for 7987 Bay Pointe Dr, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,778 sqft · built 2002
Lot Size0.537 acres (23,435 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Apr 2020)
Tax Bill$5,437 (2023)
Deeds & MortgagesOct 2025 Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4614-49-1235

Property Details

APN / Parcel Number

Primary APN4614-49-1235
Alternative APNs
  • 461406491235
  • 277845
  • 70833

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,778 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2002
Architectural StyleCustom Design
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area23,435 sqft (0.537 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number277845
Old Parcel Number461406491235
Street Address7987 BAY POINTE DR
CityDENVER
StateNC
Zip28037-8068
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-SF
Legal Description#9 WEST BAY
Legal SubdivisionWEST BAY
Legal Block49
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2004
Census Tract71203

Owner

Source: Lincoln County records · APN 4614-49-1235

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address7987 BAY POINTE DR, DENVER, NC 28037-8068
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE
Apr 07, 2020Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleApr 07, 2020 · Amount on Record
Deed SaleApr 07, 2020 · Amount on Record
Prior SaleAug 15, 2014 · Amount on Record
Deed Document Number0002896608
Deed Book / Page2896 / 608
Record UpdatedJun 07, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7987 BAY POINTE DR, DENVER, NC 28037-8068
Transaction TypeMortgage
Record UpdatedOct 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2024 NW 183RD TER, PEMBROKE PINES, FL 33029-3717

Mortgage

Document Number0003446175
DateOct 10, 2025
Book Page3446/175
Instrument700509
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term295 Months
DueMay 01, 2050

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateApr 07, 2020
Property Address7987 BAY POINTE DR, DENVER, NC 28037-8068
Document Number2896608
Book / Page2896 / 608
Map ReferenceMB G PG 377-379
Instrument DateApr 06, 2020
Instrument606902
Transaction TypeTransfer
Record UpdatedJul 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address139 WALNUT LN, 139, RUTLEDGE, TN 37861-3603

Transferred To (Grantee/Buyer)

NameVerified Name
Address7987 BAYPOINTE DR, DENVER, NC 28037-8068

Mortgage

Document Number606903
DateApr 07, 2020
Instrument606903
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,437.00$881,874 Land $100,000 Building $781,874$881,874 Land $100,000 Building $781,874

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090712032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 188 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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