7975 Bay Pointe Dr, Denver, NC 28037 Property Records

Lincoln County property record for 7975 Bay Pointe Dr, Denver, NC 28037 · Last verified November 2023

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,346 sqft · built 1999
Lot Size0.794 acres (34,630 sqft)
OwnerIndividual Name on File
Last Sale$546,000 (Jun 2020)
Tax Bill$5,116 (2023)
Deeds & MortgagesJun 2020 Sale & Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4614-49-0355

Property Details

APN / Parcel Number

Primary APN4614-49-0355
Alternative APNs
  • 461406490355
  • 278977
  • 70832

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,346 sqft Finished Area
Gross Area2,475 sqft
Attic Area736 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area34,630 sqft (0.794 acres)
Garage Area736 sqft
Parking Spaces3 Parking Spaces
Pool TypePool with Hot Tub/Spa
Pool Area450 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number278977
Old Parcel Number461406490355
Street Address7975 BAY POINTE DR
CityDENVER
StateNC
Zip28037-8068
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#8 WEST BAY
Legal SubdivisionWEST BAY
Legal Block49
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2004
Census Tract71203

Owner

Source: Lincoln County records · APN 4614-49-0355

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7975 BAY POINTE DR, DENVER, NC 28037-8068
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2020Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Jul 10, 2018Warranty Deed, Transfer · Conventional with PMI
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2020 · Amount on Record
Deed SaleJun 26, 2020 · Amount on Record
Prior SaleJul 10, 2018 · Amount on Record
Deed Document Number0002922218
Deed Book / Page2922 / 218
Record UpdatedJun 07, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateJun 26, 2020
Property Address7975 BAY POINTE DR, DENVER, NC 28037-8068
Document Number2922218
Book / Page2922 / 218
Map ReferenceMB G PG 377-379
Instrument DateJun 26, 2020
Instrument611153
Transaction TypeTransfer
Record UpdatedJul 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,092.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4664 SIERRA VIEW DR, 4664, DENVER, NC 28037-7304

Transferred To (Grantee/Buyer)

NameVerified Name
Address7975 BAYPOINTE DR, DENVER, NC 28037-8068

Mortgage

Document Number611154
DateJun 26, 2020
Instrument611154
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateJul 10, 2018
Property Address7975 BAY POINTE DR, DENVER, NC 28037-8068
Document Number2755215
Book / Page002755 / 000215
Instrument DateJul 10, 2018
Instrument580369
Transaction TypeTransfer
Record UpdatedJul 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$930.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address7975 BAYPOINTE DR DENVER NC 280378068, DENVER, NC 28037-8068

Mortgage

Document Number2755218
DateJul 10, 2018
Book Page002755/000218
Instrument580370
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 09, 2048

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,116.00$828,678 Land $100,000 Building $728,678$828,678 Land $100,000 Building $728,678

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090712032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 3% of the US · above 2% of North Carolina
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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