7985 NW 28th Ln, Ankeny, IA 50023 Property Records

Polk County property record for 7985 NW 28th Ln, Ankeny, IA 50023

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,460 sqft · built 2024
Lot Size	1.08 acres (47,228 sqft)
Owner	Individual Name on File
Last Sale	$1,270,000 (May 2025)
Tax Bill	$396 (2024)
Deeds & Mortgages	Aug 2025 Mortgage May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8024-28-351-007`

Property Details

APN / Parcel Number

Primary APN	`8024-28-351-007`
Alternative APN	`180/52428-351-007`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	3,460 sqft Living Area
1st Floor Area	2,150 sqft
Upper Floors Area	1,310 sqft
Basement Area	1,827 sqft
Finished Basement	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	47,228 sqft (1.08 acres)
Garage Type	Attached
Garage Area	831 sqft
Porch	Open Porch
Porch Area	440 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	7985 NW 28TH LN
City	ANKENY
State	IA
Zip	50023-9437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 THE RESERVE AT ROCK CREEK
Legal Subdivision	THE RESERVE AT ROCK CREEK
Legal Lot Number	5
Jurisdiction	POLK IA
Township / Civil Division	CROCKER
Census Block Group	1
Census Block	1015
Census Tract	10214

Owner

7985 NW 28th Ln is owned and occupied by an individual who bought it in May 2025.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7985 NW 28TH LN, ANKENY, IA 50023-9437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2025	Deed of Trust, Mortgage · Commercial Mortgage VISIONBANK OF IOWA
May 5, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VISIONBANK OF IOWA
Dec 1, 2023	Warranty Deed, Construction Loan · Construction Mortgage COMMUNITY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2025 · Amount on File
Deed Sale	May 5, 2025 · Amount on File
Prior Sale	Dec 1, 2023 · Amount on File
Deed Document Number	2025-00024545
Deed Book / Page	20124 / 690
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	7985 NW 28TH LN, ANKENY, IA 50023-9437
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048809
Date	Aug 19, 2025
Book Page	20240/629
Instrument	2025-00048809

Lender

Name	VISIONBANK OF IOWA
Type	Bank
Address	1704 S MARSHALL ST, BOONE, IA 50036

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	84 Months
Due	Aug 13, 2032

May 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 5, 2025
Property Address	7985 NW 28TH LN, ANKENY, IA 50023-9437
Document Number	0000024545
Book / Page	20124 / 690
Instrument Date	May 1, 2025
Instrument	2025-00024545
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,031.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7985 NW 28TH LN, ANKENY, IA 50023-9437

Mortgage

Document Number	0000024546
Date	May 5, 2025
Instrument	2025-00024546

Lender

Name	VISIONBANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2040

December 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 1, 2023
Property Address	7985 NW 28TH LN, ANKENY, IA 50023-9437
Document Number	0000063646
Book / Page	19665 / 222
Instrument Date	Nov 28, 2023
Instrument	2023-00063646
Transaction Type	Construction Loan
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7985 NW 28TH LN, ANKENY, IA 50023-9437

Mortgage

Document Number	0000063647
Date	Dec 1, 2023
Instrument	2023-00063647

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Unified School District	Ankeny Community School District (PK - 12)

Flood

FEMA maps place 7985 NW 28th Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7985 NW 28th Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Huxley Communications Cooperative.

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