7971 NW 28th Ln, Ankeny, IA 50023 Property Records

Polk County property record for 7971 NW 28th Ln, Ankeny, IA 50023

Property Summary

Property Type	Single Family Home
Lot Size	1.67 acres (72,970 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (May 2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180/52428-351-008`

Property Details

APN / Parcel Number

Primary APN	`180/52428-351-008`
Alternative APN	`802428351008`

Exterior

Lot Area	72,970 sqft (1.67 acres)

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	7971 NW 28TH LN
City	ANKENY
State	IA
Zip	50023-9437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 THE RESERVE AT ROCK CREEK
Legal Subdivision	THE RESERVE AT ROCK CREEK
Legal Lot Number	6
Jurisdiction	POLK IA
Township / Civil Division	CROCKER
Census Block Group	1
Census Block	1015
Census Tract	10213

Owner

7971 NW 28th Ln is owned by two individuals who bought it in May 2025.

Source: Polk County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1907 SW 19TH ST, ANKENY, IA 50023-7052
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on File
Deed Sale	May 9, 2025 · Amount on File
Deed Document Number	202525809
Deed Book / Page	20131 / 236
Prior Transfer Date	May 8, 2025
Prior Transfer Doc	0000025809
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Oct 9, 2026
Property Address	7971 NW 28TH LN, ANKENY, IA 50023-9437
Document Number	0000062339
Book / Page	20683 / 926
Instrument Date	Oct 8, 2026
Instrument	202662339
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7971 NW 28TH LN, ANKENY, IA 50023-9437

Mortgage

Document Number	0000062339,
Date	Oct 9, 2026
Book Page	20683/926
Instrument	202662339

Lender

Name	COMMUNITY STATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Jul 27, 2026
Property Address	7971 NW 28TH LN, ANKENY, IA 50023-9437
Document Number	0000045811
Book / Page	20604 / 521
Instrument Date	Jul 16, 2026
Instrument	202645811
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045811,
Date	Jul 27, 2026
Book Page	20604/521
Instrument	202645811

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2066

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Unified School District	Ankeny Community School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$40,300 Land $40,300	$40,300 Land $40,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7971 NW 28th Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7971 NW 28th Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Huxley Communications Cooperative.

Nearby Properties on NW 28th Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures