7985 Harding St, Taylor, MI 48180 Property Records

Wayne County property record for 7985 Harding St, Taylor, MI 48180

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,352 sqft · built 1955
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Aug 2017)
Tax Bill	$2,970 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60 029 05 0101 000`

Property Details

APN / Parcel Number

Primary APN	`60 029 05 0101 000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,136 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	120 ft deep x 63 ft wide
Garage Area	440 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7985 HARDING ST
City	TAYLOR
State	MI
Zip	48180-2577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	10Y101 LOT 101 BELTON PARK SUB T3S R10E L76 P97 WCR
Legal Subdivision	BELTON PARK
Legal Lot Number	101
Jurisdiction	WAYNE MI
Township / Civil Division	TAYLOR
Census Block Group	1
Census Block	1005
Census Tract	583400

Owner

7985 Harding St is owned and occupied by an individual who bought it in August 2017.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	7985 HARDING ST, TAYLOR, MI 48180-2577
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Aug 23, 2017	Warranty Deed, Transfer · FHA Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2017 · Amount on File
Deed Sale	Aug 23, 2017 · Amount on File
Deed Document Number	2017282625
Deed Book / Page	53901 / 804
Prior Transfer Date	May 2, 2015
Prior Transfer Doc	0525161468
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	7985 HARDING ST, TAYLOR, MI 48180-2577
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7985 HARDING ST, TAYLOR, MI 48180-2577

Mortgage

Document Number	0571420764
Date	Oct 25, 2021
Book Page	57142/764
Instrument	2021385070

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 23, 2017
Property Address	7985 HARDING ST, TAYLOR, MI 48180-2577
Document Number	0539010804
Book / Page	053901 / 000804
Instrument Date	Aug 21, 2017
Instrument	282625
Transaction Type	Transfer
Record Updated	Sep 20, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	29307 W JEFFERSON AVE GIBRALTAR MI 481739572, GIBRALTAR, MI 48173-9572

Mortgage

Document Number	539000380
Date	Aug 23, 2017
Book Page	053900/000380
Instrument	282182

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7985 Harding St was $2,970 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Taylor City
Unified School District	Taylor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,000 (+2.68%)	$230,000 (+2.68%)
2025	$2,970.00 Homeowner's exemption	$112,000	$224,000
2023		$91,000	$182,000
2019	$2,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7985 Harding St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7985 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAYLOR serves 63,409 people · EPA ID MI0006545
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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