7965 Harding St, Taylor, MI 48180 Property Records

Wayne County property record for 7965 Harding St, Taylor, MI 48180

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1955
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$147,500 (Sep 2020)
Tax Bill	$5,289 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`60 029 05 0103 000`

Property Details

APN / Parcel Number

Primary APN	`60 029 05 0103 000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 63 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7965 HARDING ST
City	TAYLOR
State	MI
Zip	48180-2577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	10Y103 LOT 103 BELTON PARK SUB T3S R10E L76 P97 WCR
Legal Subdivision	BELTON PARK
Legal Lot Number	103
Jurisdiction	WAYNE MI
Township / Civil Division	TAYLOR
Census Block Group	1
Census Block	1005
Census Tract	583400

Owner

7965 Harding St is owned and occupied by two individuals who bought it in September 2020.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7965 HARDING ST, TAYLOR, MI 48180-2577
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage DFCU FINANCIAL
Oct 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage DFCU FINANCIAL
Sep 23, 2020	Warranty Deed, Transfer BANKERS TITLE SETTLEMENT SERVICES, BANKERS TITLE SETTLEMENT SVCS
Jan 9, 2018	Warranty Deed, Transfer
May 17, 2017	Grant Deed, Transfer E-TITLE AGENCY INC, E-TITLE
Sep 28, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 3, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Jan 9, 2018 · Amount on File
Deed Document Number	2020276604
Deed Book / Page	56070 / 1032
Prior Transfer Date	Apr 19, 2017
Prior Transfer Doc	0539730525
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	7965 HARDING ST, TAYLOR, MI 48180-2577
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 3RD ST SE, SIDNEY, MT 59270-4612

Mortgage

Document Number	0598591106
Date	Oct 22, 2025
Book Page	59859/1106
Instrument	2025293277

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2035
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	7965 HARDING ST, TAYLOR, MI 48180-2577
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 3RD ST SE, SIDNEY, MT 59270-4612

Mortgage

Document Number	0598470105
Date	Oct 15, 2025
Book Page	59847/105
Instrument	2025288986

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2035
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 23, 2020
Property Address	7965 HARDING ST, TAYLOR, MI 48180-2577
Document Number	0560701032
Book / Page	056070 / 001032
Instrument Date	Sep 18, 2020
Instrument	276604
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	BANKERS TITLE SETTLEMENT SERVICES, BANKERS TITLE SETTLEMENT SVCS

Transaction

Amount	Amount on Record
Tax	$1,269.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	410 3RD ST SE SIDNEY MT 592704612, SIDNEY, MT 59270-4612

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 9, 2018
Property Address	7965 HARDING ST, TAYLOR, MI 48180-2577
Document Number	0541600692
Book / Page	54160 / 0692
Map Reference	LB76 PG97
Instrument Date	Nov 3, 2017
Instrument	2018009809
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24655 SOUTHFIELD RD STE 101, 24655, SOUTHFIELD, MI 48075-8100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7965 HARDING ST, TAYLOR, MI 48180-2577

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WAYNE MI
Recording Date	May 17, 2017
Property Address	7965 HARDING ST, TAYLOR, MI 48180-2577
Document Number	0537291010
Book / Page	053729 / 001010
Instrument Date	Apr 20, 2017
Instrument	202866
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	E-TITLE AGENCY INC, E-TITLE

Transaction

Amount	Amount on Record
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19487 EVERGREEN RD DETROIT MI 482192047, DETROIT, MI 48219-2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 28, 2017
Property Address	7965 HARDING ST, TAYLOR, MI 48180-2577
Document Number	0539730525
Book / Page	053973 / 000525
Instrument Date	Apr 19, 2017
Instrument	317619
Transaction Type	Transfer
Record Updated	Oct 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	24655 SOUTHFIELD RD #101 SOUTHFIELD MI 480758100, 101, SOUTHFIELD, MI 48075-8100

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 3, 2017
Property Address	7965 HARDING ST, TAYLOR, MI 48180-2577
Document Number	0534381292
Book / Page	053438 / 001292
Instrument Date	Dec 22, 2016
Instrument	1183
Transaction Type	Foreclosure
Record Updated	Feb 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$457.51
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7965 HARDING ST TAYLOR MI 481802577, TAYLOR, MI 48180-2577

Tax Assessment & Valuation

The 2025 property tax bill for 7965 Harding St was $5,289.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Taylor City
Unified School District	Taylor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,000 (+2.54%)	$194,000 (+2.54%)
2025	$5,289.00	$94,600	$189,200
2023		$76,900	$153,800
2019	$2,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7965 Harding St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7965 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAYLOR serves 63,409 people · EPA ID MI0006545
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Harding St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures