7981 Cleta St, Downey, CA 90241 Property Records

Los Angeles County property record for 7981 Cleta St, Downey, CA 90241

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,591 sqft · built 1969
Lot Size	0.115 acres (5,027 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Nov 2009)
Tax Bill	$6,202 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Line of Credit + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`6247-011-031`

Property Details

APN / Parcel Number

Primary APN	`6247-011-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	5,027 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	7981 CLETA ST
City	DOWNEY
State	CA
Zip	90241-4793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DOR2*
Legal Description	PARCEL MAP AS PER BK 20 PG 39 OF P M LOT 4
Legal Subdivision	CITY OF DOWNEY
Legal Block	2
Legal Lot Number	4
Jurisdiction	LOS ANGELES CA
Township / Civil Division	DOWNEY-NORWALK
Census Block Group	2
Census Block	2008
Census Tract	551402

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7981 CLETA ST, DOWNEY, CA 90241-4793
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage USC CREDIT UNION
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Apr 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 23, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2009 · Amount on Record
Deed Sale	Nov 17, 2009 · Amount on Record
Prior Sale	Apr 26, 2005 · Amount on Record
Deed Document Number	20091736243
Last Transfer Date	Sep 13, 2019
Transfer Doc	0000990722
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Recording Date	Jul 31, 2026
Property Address	7981 CLETA ST, DOWNEY, CA 90241-4793
Document Number	0000565991
Instrument Date	Jul 25, 2026
Instrument	2026565991
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7981 CLETA ST, DOWNEY, CA 90241-4793

Mortgage

Document Number	0000565991,
Date	Jul 31, 2026
Instrument	2026565991

Lender

Name	USC CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	7981 CLETA ST, DOWNEY, CA 90241-4793
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7981 CLETA ST, DOWNEY, CA 90241-4793

Mortgage

Document Number	0000734210
Date	Oct 23, 2025
Instrument	25-0734210

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 22, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	7981 CLETA ST, DOWNEY, CA 90241-4793
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000302057
Date	Apr 8, 2019
Instrument	19-0302057

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	7981 CLETA ST, DOWNEY, CA 90241-4793
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7981 CLETA ST, DOWNEY, CA 90241-4793

Mortgage

Document Number	0001355194
Date	Oct 29, 2020
Instrument	20-1355194

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOS ANGELES CA
Recording Date	Sep 23, 2019
Property Address	7981 CLETA ST, DOWNEY, CA 90241-4793
Document Number	0000990722
Map Reference	MB 20 PG 39
Instrument Date	Sep 13, 2019
Instrument	19-0990722
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	PROVIDENT TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7981 CLETA ST, DOWNEY, CA 90241-4793

Mortgage

Document Number	0000990723
Date	Sep 23, 2019
Instrument	19-0990723

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Downey City
Unified School District	Downey Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$493,723 (+2%) Land $265,293 Building $228,430
2025	$6,202.00 (+5.12%) Homeowner's exemption	$484,043 (+4.04%) Land $260,092 Building $223,951
2023	$5,900.00 (+5.26%) Homeowner's exemption	$465,249 Land $249,994 Building $215,255
2022	$5,605.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNEY - CITY, WATER DEPT. serves 110,556 people · EPA ID CA1910034
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Feb 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Starry.

Nearby Properties on Cleta St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures