798 S Michelle Ave, Kerman, CA 93630 Property Records

Fresno County property record for 798 S Michelle Ave, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,320 sqft · built 2014
Lot Size	0.164 acres (7,140 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Apr 2026)
Tax Bill	$3,918 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-320-67S`

Property Details

APN / Parcel Number

Primary APN	`020-320-67S`
Alternative APN	`02032067`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,320 sqft Living Area
1st Floor Area	2,096 sqft
2nd Floor Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	7,140 sqft (0.164 acres)
Lot Dimensions	102 ft deep x 70 ft wide
Garage Area	679 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	798 S MICHELLE AVE
City	KERMAN
State	CA
Zip	93630-7609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUR RT LOT 67 TRACT NO 5329 COBBLESTONE CREEK III
Legal Subdivision	COBBLESTONE CRK 03 5329
Legal Tract	5329
Legal Lot Number	67
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	1
Census Block	1010
Census Tract	4003

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	798 S MICHELLE AVE, KERMAN, CA 93630-7609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Apr 2, 2026	Grant Deed, Transfer · Conventional Mortgage OCMBC INC
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Nov 14, 2014 · Amount on Record
Deed Document Number	202633331
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	798 S MICHELLE AVE, KERMAN, CA 93630-7609
Transaction Type	Mortgage
Record Updated	Apr 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	798 S MICHELLE AVE, KERMAN, CA 93630-7609

Mortgage

Document Number	0000190275
Date	Nov 17, 2021
Instrument	2021-0190275

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Apr 2, 2026
Property Address	798 S MICHELLE AVE, KERMAN, CA 93630-7609
Document Number	0000033331
Instrument Date	Mar 24, 2026
Instrument	2026.33331
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,661.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	798 S MICHELLE AVE, KERMAN, CA 93630-7609
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033332,
Date	Apr 2, 2026
Instrument	2026.33332

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	798 S MICHELLE AVE, KERMAN, CA 93630-7609
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092922
Date	Jul 22, 2020
Instrument	2020-0092922

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$330,979 (+2%) Land $79,678 Building $251,301
2025	$3,918.00 (+4.65%)	$324,490 (+4.04%) Land $78,116 Building $246,374
2023	$3,744.00 (+1.03%)	$311,892 Land $75,084 Building $236,808
2022	$3,706.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERMAN serves 17,256 people · EPA ID CA1010018
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kerman Telephone Fiber · DSL	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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