786 S Michelle Ave, Kerman, CA 93630 Property Records

Fresno County property record for 786 S Michelle Ave, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,730 sqft · built 2016
Lot Size	0.164 acres (7,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,500 (Jul 2016)
Tax Bill	$1,682 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-320-66S`

Property Details

APN / Parcel Number

Primary APN	`020-320-66S`
Alternative APN	`02032066`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,730 sqft Living Area
1st Floor Area	1,730 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Frame
Lot Area	7,140 sqft (0.164 acres)
Lot Dimensions	102 ft deep x 70 ft wide
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	786 S MICHELLE AVE
City	KERMAN
State	CA
Zip	93630-7609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUR RT LOT 66 TRACT NO 5329 COBBLESTONE CREEK III
Legal Subdivision	5329 COBBLESTONE CRK 3
Legal Tract	5329
Legal Lot Number	66
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	1
Census Block	1010
Census Tract	4003

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	786 S MICHELLE AVE, KERMAN, CA 93630-7609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2017	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Apr 28, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2016 · Amount on Record
Deed Sale	Jul 29, 2016 · Amount on Record
Prior Sale	Aug 28, 2015 · Amount on Record
Deed Document Number	201698432
Prior Transfer Date	Aug 12, 2015
Prior Transfer Doc	0000111136
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	786 S MICHELLE AVE, KERMAN, CA 93630-7609
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050254
Date	Apr 24, 2017
Instrument	2017-0050254

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	786 S MICHELLE AVE, KERMAN, CA 93630-7609
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 S MICHELLE AVE, KERMAN, CA 93630-7609

Mortgage

Document Number	0000070240
Date	Apr 28, 2021
Instrument	2021-0070240

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$311,804 (+2%) Land $71,024 Building $240,780
2025	$1,682.00 (-0.47%) Disabled Person's exemption Veteran's exemption	$305,691 (+4.04%) Land $69,632 Building $236,059
2023	$1,690.00 (-3.92%) Disabled Person's exemption Veteran's exemption	$293,823 Land $66,929 Building $226,894
2022	$1,759.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERMAN serves 17,256 people · EPA ID CA1010018
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kerman Telephone Fiber · DSL	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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