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798 Downing St, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 798 Downing St, Schenectady, NY 12309 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,854 sqft · built 1975
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$559,900 (Mar 2026)
Tax Bill$11,918 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Jun 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN422400 61.13-1-21

Property Details

APN / Parcel Number

Primary APN422400 61.13-1-21
Alternative APN
  • 240006101300010210000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,854 sqft Living Area
1st Floor Area1,654 sqft
2nd Floor Area1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area156 sqft
Patio Area376 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address798 DOWNING ST
CitySCHENECTADY
StateNY
Zip12309-2938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number21.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group2
Census Block2031
Census Tract31901

Owner

Source: Schenectady County and Niskayuna Town records · APN 422400 61.13-1-21

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address27 VLY RD, ALBANY, NY 12205-2208
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2026Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 30, 2022Deed, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Aug 13, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 13, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 11, 2026 · Amount on Record
Deed SaleMar 11, 2026 · Amount on Record
Prior SaleJun 30, 2022 · Amount on Record
Deed Document Number20265021
Deed Book / Page2167 / 863
Prior Transfer DateJul 22, 2020
Prior Transfer Doc0000023716
Record UpdatedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 11, 2026
Property Address798 DOWNING ST, SCHENECTADY, NY 12309-2938
Document Number0000005021
Instrument DateFeb 20, 2026
Instrument202605021
Transaction TypeTransfer
Record UpdatedApr 28, 2026
Title CompanyGRS TITLE SERVICES LLC, 3G TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address798 DOWNING ST, SCHENECTADY, NY 12309-2938

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 VLY RD, ALBANY, NY 12205-2208

Mortgage

Document Number0000005022
DateMar 11, 2026
Instrument202605022
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJun 30, 2022
Property Address798 DOWNING ST, SCHENECTADY, NY 12309-2938
Document Number0000034345
Book / Page2087 / 578
Instrument DateJun 10, 2022
Instrument202234345
Transaction TypeTransfer
Record UpdatedJul 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6942 SUZANNE CT, 6942, SCHENECTADY, NY 12303-5285

Transferred To (Grantee/Buyer)

NameVerified Name
Address1008 FAIRLANE RD, SCHENECTADY, NY 12306-4210

Mortgage

Document Number0000034346
DateJun 30, 2022
Instrument202234346
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateAug 13, 2020
Property Address798 DOWNING ST, SCHENECTADY, NY 12309-2938
Document Number0000023718
Book / Page002039 / 000690
Instrument DateJul 22, 2020
Instrument23718
Transaction TypeTransfer
Record UpdatedSep 07, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address6942 SUZANNE CT SCHENECTADY NY 123035285, SCHENECTADY, NY 12303-5285

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateAug 13, 2020
Property Address798 DOWNING ST, SCHENECTADY, NY 12309-2938
Document Number0000023716
Book / Page002039 / 000686
Instrument DateJul 22, 2020
Instrument23716
Transaction TypeTransfer
Record UpdatedSep 07, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address798 DOWNING ST NISKAYUNA NY 123092938, NISKAYUNA, NY 12309-2938

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,918.00$350,000 (-) Land $42,000 Building $308,000$518,500 (+17.04%) Land $62,220 Building $456,280
2023$350,000 Land $42,000 Building $308,000$443,000 Land $53,160 Building $389,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930319012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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