779 Downing St, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 779 Downing St, Schenectady, NY 12309 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,000 sqft · built 1974
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jul 2023)
Tax Bill	$10,592 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422400 61.13-1-3`

Property Details

APN / Parcel Number

Primary APN	`422400 61.13-1-3`
Alternative APN	`240006101300010030000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
1st Floor Area	974 sqft
2nd Floor Area	1,026 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	250 sqft
Porch	Patio
Porch Area	160 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	779 DOWNING ST
City	SCHENECTADY
State	NY
Zip	12309-2937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	2
Census Block	2036
Census Tract	31901

Owner

Source: Schenectady County and Niskayuna Town records · APN 422400 61.13-1-3

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	779 DOWNING ST, SCHENECTADY, NY 12309-2937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Deed Document Number	202339680
Deed Book / Page	2111 / 680
Prior Transfer Date	Aug 02, 2001
Prior Transfer Doc	1606000226
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 11, 2023
Property Address	779 DOWNING ST, SCHENECTADY, NY 12309-2937
Document Number	0000039680
Book / Page	2111 / 680
Instrument Date	Jun 30, 2023
Instrument	202339680
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	CHICAGO TITLE ALBANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	779 DOWNING ST, NISKAYUNA, NY 12309-2937

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 STATE ROUTE 9H, HUDSON, NY 12534-3817

Mortgage

Document Number	0000039681
Date	Jul 11, 2023
Instrument	202339681

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,592.00	$310,000 (-) Land $40,800 Building $269,200	$459,300 (+17.05%) Land $60,450 Building $398,850
2023		$310,000 (-) Land $40,800 Building $269,200	$392,400 (+12.66%) Land $51,645 Building $340,755
2022		$310,000 Land $40,800 Building $269,200	$348,300 Land $45,841 Building $302,459

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.