Brevard County property record for 7974 Chatham Ct, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,784 sqft · built 2001 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Trust Name on File |
| Last Sale | $760,000 (Mar 2005) |
| Tax Bill | $8,816 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-14-PU-H-18 |
| Primary APN | 26-36-14-PU-H-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,784 sqft Living Area |
| Gross Area | 5,148 sqft |
| 1st Floor Area | 3,784 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Width | 105 ft Width |
| Garage Type | Attached |
| Garage Area | 832 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 532 sqft |
| Deck Area | 1,008 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2617537 |
|---|---|
| Street Address | 7974 CHATHAM CT |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-2127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BAYTREE P.U.D. PHASE 1 STAGE 1-5 LOT 18 BLK H |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | BAYTREE P.U.D. PHASE 1 STAGE 1-5 |
| Legal Phase | 1 |
| Legal Block | H |
| Legal Lot Number | 18 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 64128 |
7974 Chatham Ct is owner-occupied and held in a trust since October 2006.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 7974 CHATHAM CT, MELBOURNE, FL 32940-2127 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2019 | Deed of Trust, Mortgage · SBA Mortgage SEACOAST NATIONAL BANK |
| Jul 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK |
| Jul 8, 2022 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2005 · Amount on File |
| Deed Sale | Mar 7, 2005 · Amount on File |
| Prior Sale | May 4, 2000 · Amount on File |
| Deed Document Number | 200577869 |
| Deed Book / Page | 5431 / 7301 |
| Last Transfer Date | Oct 12, 2006 |
| Transfer Doc | 0057179642 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 7974 CHATHAM CT, MELBOURNE, FL 32940-2127 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7974 CHATHAM CT, MELBOURNE, FL 32940-2127 |
| Document Number | 0085340001 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 8534/0001 |
| Instrument | 2019197097 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34994 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 7974 CHATHAM CT, MELBOURNE, FL 32940-2127 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | ALLIANCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 7974 GHATHAM COURT, MELBOURNE, FL 32940 |
| Document Number | 0091820678 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 9182/678 |
| Instrument | 2021176111 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34994 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 7974 CHATHAM CT, MELBOURNE, FL 32940-2127 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7974 CHATHAM CT, MELBOURNE, FL 32940-2127 |
| Document Number | 0095551125 |
|---|---|
| Date | Jul 8, 2022 |
| Book Page | 9555/1125 |
| Instrument | 2022170128 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jun 27, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7974 Chatham Ct was $8,816 with a homeowner's exemption, up 5.9% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $481,660 (+2.7%) | $728,000 (-2.83%) | |
| 2025 | $8,816.00 (+5.94%) Homeowner's exemption | $469,000 | $749,230 |
| 2024 | $8,322.00 (+4.82%) | ||
| 2023 | $7,939.00 (+5.12%) Homeowner's exemption | $442,520 (+3%) | $781,780 (+8.74%) Land $135,000 Building $646,780 |
| 2022 | $7,552.00 Homeowner's exemption | $429,640 | $718,960 Land $135,000 Building $583,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7974 Chatham Ct in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 205 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 247 units insured incl. 42 condo units |
| Nearby Flood Claims | 38 (1994–2025) |
| Claims Outside the SFHA | 15 of 38 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7974 Chatham Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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