7973 Chatham Ct, Melbourne, FL 32940 Property Records

Brevard County property record for 7973 Chatham Ct, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,938 sqft · built 1999
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Aug 2009)
Tax Bill	$7,873 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-36-14-PU-H-22`

Property Details

APN / Parcel Number

Primary APN	`26-36-14-PU-H-22`
Alternative APNs	`26-36-14-PU-0000H.0-0022.00` `2617541`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,938 sqft Living Area
Gross Area	3,860 sqft
1st Floor Area	2,938 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	19,166 sqft (0.44 acres)
Lot Width	87 ft Width
Garage Type	Attached
Garage Area	646 sqft
Porch	Florida Room
Porch Area	276 sqft
Deck Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2617541
Street Address	7973 CHATHAM CT
City	MELBOURNE
State	FL
Zip	32940-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BAYTREE P.U.D. PHASE 1 STAGE 1-5 LOT 22 BLK H
Legal Range	36E
Legal Township	26S
Legal Section	14
Legal Subdivision	BAYTREE P.U.D. PHASE 1 STAGE 1-5
Legal Phase	1
Legal Block	H
Legal Lot Number	22
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2015
Census Tract	64128

Owner

7973 Chatham Ct is owned and occupied by two individuals who bought it in August 2009.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7973 CHATHAM CT, MELBOURNE, FL 32940-2127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2009 · Amount on File
Deed Sale	Aug 4, 2009 · Amount on File
Prior Sale	Aug 4, 2009 · Amount on File
Deed Document Number	2009144193
Deed Book / Page	6002 / 1881
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	7973 CHATHAM CT, MELBOURNE, FL 32940-2127
Document Number	0085712870
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7973 CHATHAM CT MELBOURNE FL 329402127, MELBOURNE, FL 32940-2127

Mortgage

Document Number	0085712870
Date	Oct 25, 2019
Book Page	008571/002870
Instrument	233383

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7973 Chatham Ct was $7,873 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,520 (+2.7%)	$620,670 (-2.54%)
2025	$7,873.00 Homeowner's exemption	$390,970	$636,830 Land $108,000 Building $528,830
2023	$7,040.00 (+4.86%) Homeowner's exemption	$368,900 (+3%)	$663,190 (+9.27%) Land $135,000 Building $528,190
2022	$6,714.00 Homeowner's exemption	$358,160	$606,940 Land $135,000 Building $471,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7973 Chatham Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 205 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	247 units insured incl. 42 condo units
Nearby Flood Claims	38 (1994–2025)
Claims Outside the SFHA	15 of 38
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Irma, Sep 2017 · 9 claims Tropical Storm Fay, Aug 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7973 Chatham Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20