7972 NW 196th Ter, Hialeah, FL 33015 Property Records

Miami-Dade County property record for 7972 NW 196th Ter, Hialeah, FL 33015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,168 sqft · built 1997
Lot Size	0.13 acres (5,641 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Dec 2015)
Tax Bill	$6,241 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Feb 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`30-2003-038-0620`

Property Details

APN / Parcel Number

Primary APN	`30-2003-038-0620`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,168 sqft Living Area
Gross Area	2,657 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cluster
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	5,641 sqft (0.13 acres)
Garage Area	290 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Porch
Porch Area	27 sqft
Patio Area	1,100 sqft

Location & Zoning

Street Address	7972 NW 196TH TER
City	HIALEAH
State	FL
Zip	33015-6357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0101
Legal Description	SPANISH LAKES 1ST ADDN PB 149-66 T-19066 LOT 45 BLK 4 LOT SIZE 5641 SQ FT & INT IN COMMON AREAS FAU 30-2003-001-0020-0021-0031 OR 19945-1747 0701 1
Legal Range	40E
Legal Township	52S
Legal Section	03
Legal Subdivision	SPANISH LAKES 1ST ADDN
Legal Block	4
Legal Lot Number	45
Jurisdiction	DADE FL
Township / Civil Division	HIALEAH
Census Block Group	1
Census Block	1007
Census Tract	12302

Owner

7972 NW 196th Ter is owned and occupied by two individuals who bought it in December 2015.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7972 NW 196TH TER, HIALEAH, FL 33015-6357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK PUERTO RICO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2015 · Amount on File
Deed Sale	Dec 17, 2015 · Amount on File
Prior Sale	Oct 10, 2001 · Amount on File
Deed Document Number	2015797323
Deed Book / Page	29893 / 3504
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	7972 NW 196TH TER, HIALEAH, FL 33015-6357
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7972 NW 196TH TER, HIALEAH, FL 33015-6357

Mortgage

Document Number	0000077237
Date	Jan 30, 2024
Book Page	34072/1636
Instrument	2024R0077237

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 25, 2034

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	7972 NW 196TH TER, HIALEAH, FL 33015-6357
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	PRIME RESOURCE TITLE INC, PRIME RESOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7972 NW 196TH TER, HIALEAH, FL 33015-6357

Mortgage

Document Number	0000139022
Date	Feb 24, 2021
Book Page	32366/3205
Instrument	2021R0139022

Lender

Name	FIRSTBANK PUERTO RICO
Type	Bank
Address	MIAMI, FL 33126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7972 NW 196th Ter was $6,241 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,241.00 Homeowner's exemption	$367,510	$535,560 Land $192,282 Building $343,278
2023	$5,783.00 (+3.88%) Homeowner's exemption	$346,751 (+3%)	$512,708 (+9.82%) Land $192,282 Building $320,426
2022	$5,567.00 Homeowner's exemption	$336,652	$466,875 Land $142,236 Building $324,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7972 NW 196th Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 237 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	237 in force
Nearby Flood Claims	8 (2020–2021)
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7972 NW 196th Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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