Ottawa County property record for 7971 Warner St, Allendale, MI 49401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,490 sqft · built 2003 |
| Lot Size | 7.25 acres (316,028 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,776 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-09-16-100-045 |
| Primary APN | 70-09-16-100-045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,490 sqft Living Area |
| 1st Floor Area | 1,764 sqft |
| Basement Area | 1,764 sqft |
| Unfinished Basement | 1,764 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 316,028 sqft (7.25 acres) |
| Lot Width | 150 ft Width |
| Garage Area | 806 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7971 WARNER ST |
|---|---|
| City | ALLENDALE |
| State | MI |
| Zip | 49401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF NW 1/4 COM N 01D 20M 48S W 704 FT FROM W 1/4 COR, TH N 01D 20M 48S W 64005 FT, S 89D 51M 20S E 32602 FT, S 01D 20M 48S E 134323 FT, W 150 FT, N 01D 20M 48S W 320 FT, E 22 FT N 01D 20M 48S W 384 FT, TH W 198 FT TO BEG SEC 16 T7N R14W |
| Legal Range | 14W |
| Legal Township | 07N |
| Legal Section | 16 |
| Legal Block | 100 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | ALLENDALE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 24300 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7971 WARNER ST, ALLENDALE, MI 49401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Aug 3, 2026 |
| Property Address | 7971 WARNER ST, ALLENDALE, MI 49401 |
| Document Number | 0000023417 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202623417 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 7971 WARNER ST, ALLENDALE, MI 49401 |
| Document Number | 0000023417, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 202623417 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 7971 WARNER ST, ALLENDALE, MI 49401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7971 WARNER ST, ALLENDALE, MI 49401 |
| Document Number | 20260008515 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 2026-0008515 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Allendale Charter Township |
| Unified School District | Allendale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $436,900 (+28.61%) | $873,800 (+28.61%) | |
| 2025 | $3,776.00 (+14.15%) | ||
| 2023 | $339,700 | $679,400 | |
| 2022 | $3,308.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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