7895 Warner St, Allendale, MI 49401 Property Records

Ottawa County property record for 7895 Warner St, Allendale, MI 49401

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,523 sqft · built 1997
Lot Size	7.88 acres (343,427 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Dec 2022)
Tax Bill	$10,530 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Mar 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`70-09-16-100-035`

Property Details

APN / Parcel Number

Primary APN	`70-09-16-100-035`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,523 sqft Living Area
1st Floor Area	1,773 sqft
Basement Area	1,773 sqft
Unfinished Basement	1,773 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	343,427 sqft (7.88 acres)
Lot Width	150 ft Width
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7895 WARNER ST
City	ALLENDALE
State	MI
Zip	49401-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF NW 1/4 COM E 828 FT FROM W 1/4 COR, TH N 01D 20M 48S W 498 FT, W 176 FT N 01D 20M 48S W 84441 FT, S 89D 51M 20S E 326 FT, S 01D 20M 48S E 134158 FT, TH W 150 FT TO BEG SEC 16 T7N R14W
Legal Range	14W
Legal Township	07N
Legal Section	16
Legal Block	100
Jurisdiction	OTTAWA MI
Township / Civil Division	ALLENDALE
Census Block Group	1
Census Block	1005
Census Tract	24300

Owner

Source: Ottawa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7895 WARNER ST, ALLENDALE, MI 49401-9645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION
Mar 14, 2024	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Dec 15, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Apr 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Aug 31, 2018	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2022 · Amount on Record
Deed Sale	Dec 15, 2022 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	202242496
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	Oct 15, 2026
Property Address	7895 WARNER ST, ALLENDALE, MI 49401-9645
Document Number	0000032077
Instrument Date	Oct 9, 2026
Instrument	202632077
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7895 WARNER ST, ALLENDALE, MI 49401-9645

Mortgage

Document Number	0000032077,
Date	Oct 15, 2026
Instrument	202632077

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 5, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	7895 WARNER ST, ALLENDALE, MI 49401-9645
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7895 WARNER ST, ALLENDALE, MI 49401-9645

Mortgage

Document Number	20240005872
Date	Mar 14, 2024
Instrument	2024-0005872

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2039

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 15, 2022
Property Address	7895 WARNER ST, ALLENDALE, MI 49401-9645
Document Number	20220042496
Instrument Date	Dec 2, 2022
Instrument	2022-0042496
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7895 WARNER ST, ALLENDALE, MI 49401-9645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4230 CREEK VIEW DR, HUDSONVILLE, MI 49426-1924

Mortgage

Document Number	20220042497
Date	Dec 15, 2022
Instrument	2022-0042497

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	7895 WARNER ST, ALLENDALE, MI 49401-9645
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7895 WAMER ST, ALLENDALE, MI 49401

Mortgage

Document Number	20210040928
Date	Aug 11, 2021
Instrument	2021-0040928

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	7895 WARNER ST, ALLENDALE, MI 49401-9645
Transaction Type	Mortgage
Record Updated	Apr 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190010636
Date	Apr 10, 2019
Instrument	2019-0010636

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 31, 2018
Property Address	7895 WARNER ST, ALLENDALE, MI 49401-9645
Document Number	20180031091
Instrument Date	Aug 30, 2018
Instrument	2018-0031091
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7895 WARNER ST, 7895, ALLENDALE, MI 49401-9645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7895 WARNER ST, ALLENDALE, MI 49401-9645

Mortgage

Document Number	20180031092
Date	Aug 31, 2018
Instrument	2018-0031092

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Allendale Charter Township
Unified School District	Allendale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,800 (+31.92%)	$783,600 (+31.92%)
2025	$10,530.00 (+30.21%)
2023		$297,000	$594,000
2022	$8,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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