7970 Ida St, Ida, MI 48140 Property Records

Monroe County property record for 7970 Ida St, Ida, MI 48140

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,128 sqft
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$52,000 (Mar 2013)
Tax Bill	$417 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-002-028-00`

Property Details

APN / Parcel Number

Primary APN	`08-002-028-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	876 sqft

Exterior

Lot Area	40,075 sqft (0.92 acres)
Lot Depth	335 ft Depth

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7970 IDA ST
City	IDA
State	MI
Zip	48140-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	2013R06216 2012R14572 3075-567 2833-386 1120-445 1446-458 SEC 2 T7S R7E .92 AC COM AT A PT IN THE N LI OF IDA ST 330.5 FT E
Legal Range	07E
Legal Township	07S
Legal Section	02
Jurisdiction	MONROE MI
Township / Civil Division	IDA
Census Block Group	1
Census Block	1002
Census Tract	832800

Owner

Source: Monroe County assessment roll, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7970 IDA ST, IDA, MI 48140-9780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage OUTAMATION INC
Aug 20, 2021	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 13, 2013 · Amount on Record
Deed Sale	Mar 13, 2013 · Amount on Record
Prior Sale	Jun 28, 2012 · Amount on Record
Deed Document Number	20136216
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7970 IDA ST, IDA, MI 48140-9780
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7970 IDA ST, IDA, MI 48140-9780

Mortgage

Document Number	0000002638
Date	Feb 18, 2026
Instrument	2026R02638

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7970 IDA ST, IDA, MI 48140-9780
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7970 IDA ST, IDA, MI 48140-9780

Mortgage

Document Number	2021R21960
Date	Aug 20, 2021
Instrument	2021R21960

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 28, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ida Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,100 (+51.4%)	$140,200 (+51.4%)
2025	$417.00 (-48.83%) Homeowner's exemption
2023	$815.00 Homeowner's exemption	$46,300	$92,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
D & P Communications Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
Mercury Broadband Fixed Wireless	150 / 20

May also be available: Defiance Holdings.

Cell Coverage

5G (outdoors only) and 4G LTE

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