7954 Ida St, Ida, MI 48140 Property Records

Monroe County property record for 7954 Ida St, Ida, MI 48140

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,914 sqft · built 1950
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,059 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-002-032-00`

Property Details

APN / Parcel Number

Primary APN	`08-002-032-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,914 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Lot Area	41,382 sqft (0.95 acres)
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	7954 IDA ST
City	IDA
State	MI
Zip	48140-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	1233-668 1359-406 SEC 2 T7S R7E COM 1270.53 FT S 3 DEG 51'W & 1204.01 FT S 86 DEG 30'E FR THE NW COR OF SEC 2 TH S 86 DEG
Legal Range	07E
Legal Township	07S
Legal Section	86
Jurisdiction	MONROE MI
Township / Civil Division	IDA
Census Block Group	1
Census Block	1002
Census Tract	832800

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7954 IDA ST, IDA, MI 48140-9780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage · Line of Credit MORTGAGEE DIRECTIONS CU
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEE DIRECTIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7954 IDA ST, IDA, MI 48140-9780
Document Number	0000017077
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7954 IDA ST IDA MI 481409780, IDA, MI 48140-9780

Mortgage

Document Number	0000017077
Date	Oct 4, 2019
Instrument	17077

Lender

Name	MORTGAGEE DIRECTIONS CU
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 3, 2029

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7954 IDA ST, IDA, MI 48140-9780
Document Number	0000003861
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7954 IDA ST IDA MI 481409780, IDA, MI 48140-9780

Mortgage

Document Number	0000003861
Date	Feb 26, 2020
Instrument	3861

Lender

Name	MORTGAGEE DIRECTIONS CU
Address	SYLVANIA, OH 43560

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 25, 2030

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ida Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,700 (+53.68%) Land $133,700	$267,400 (+53.68%) Land $267,400
2025	$2,059.00 (+29.66%) Homeowner's exemption
2023	$1,588.00 Homeowner's exemption	$87,000	$174,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
D&P Communications Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: MetaLINK Technologies.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ida St

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