797 Windings Ln, Cincinnati, OH 45220 Property Records

Hamilton County property record for 797 Windings Ln, Cincinnati, OH 45220

Property Summary

Property Type	Landominium
Details	2 bd · 3 ba · 2,425 sqft · built 1993
Lot Size	0.307 acres (13,373 sqft)
Owner	Trust Name on Record
Last Sale	$539,000 (May 2018)
Tax Bill	$12,881 (2025)
Deeds & Mortgages	Jun 2020 Transfer May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`215-0068-0137-00`

Property Details

APN / Parcel Number

Primary APN	`215-0068-0137-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,425 sqft Living Area
1st Floor Area	2,425 sqft
Basement Area	2,425 sqft
Finished Basement	650 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	13,373 sqft (0.307 acres)
Lot Dimensions	130 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	281 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	797 WINDINGS LN
City	CINCINNATI
State	OH
Zip	45220-1087
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Landominium
Legal Description	WINDINGS LANE 107.17 X 130.55 FT IRR LOT 27 WINDINGS ON LA FAYETTE THE
Legal Subdivision	WINDINGS ON LAFAYETTE
Legal Lot Number	27
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1012
Census Tract	7100

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	797 WINDINGS LN, CINCINNATI, OH 45220-1087
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 31, 2018	Warranty Deed, Transfer · ARM EAGLE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	0000006057
Last Transfer Date	Jun 11, 2020
Transfer Doc	0000054854
Record Updated	Jun 8, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 11, 2020
Property Address	797 WINDINGS LN, CINCINNATI, OH 45220-1087
Document Number	0000054854
Book / Page	014187 / 000062
Instrument Date	May 27, 2020
Instrument	54854
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	797 WINDINGS LN CINCINNATI OH 452201087, CINCINNATI, OH 45220-1087

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 31, 2018
Property Address	797 WINDINGS LN, CINCINNATI, OH 45220-1087
Document Number	0000006057
Map Reference	MB279 PG5-6
Instrument Date	May 7, 2018
Instrument	18-0046057
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,617.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	797 WINDINGS LN, CINCINNATI, OH 45220-1087

Mortgage

Document Number	0000006058
Date	May 31, 2018
Instrument	18-0046058

Lender

Name	EAGLE SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,881.00 (+3.14%)	$209,664 (-) Land $41,895 Building $167,769
2024	$12,489.00 (-2.22%)	$209,664 (-) Land $41,895 Building $167,769
2023	$12,772.00 (-0.3%)	$209,664 (+11.14%) Land $41,895 Building $167,769	$599,040 (+11.14%) Land $119,700 Building $479,340
2022	$12,811.00 Homeowner's exemption	$188,650 Land $23,275 Building $165,375
2020			$539,000 Land $66,500 Building $472,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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