795 Windings Ln, Cincinnati, OH 45220 Property Records

Hamilton County property record for 795 Windings Ln, Cincinnati, OH 45220

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 3.5 ba · 2,524 sqft · built 1997
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Oct 2024)
Tax Bill	$11,487 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`215-0068-0176-00`

Property Details

APN / Parcel Number

Primary APN	`215-0068-0176-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,524 sqft Living Area
Gross Area	4,456 sqft
1st Floor Area	1,512 sqft
2nd Floor Area	1,012 sqft
Basement Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Masonry / Concrete Block
Lot Area	7,754 sqft (0.178 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	Deck Area
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	795 WINDINGS LN
City	CINCINNATI
State	OH
Zip	45220-1087
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	PD
Legal Description	WINDINGS LN .179 AC LOT 26 WINDINGS ON LAFAYETTE SUB PT 8
Legal Subdivision	WINDINGS ON LAFAYETTE SUB
Legal Lot Number	26
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1012
Census Tract	7100

Owner

795 Windings Ln, a planned unit development, is owned and occupied by two individuals who bought it in October 2024.

Source: Hamilton County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	795 WINDINGS LN, CINCINNATI, OH 45220-1087
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 22, 2025	Transfer on Death Deed, Transfer
Nov 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FSLA
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FSLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2024 · Amount on File
Deed Sale	Oct 24, 2024 · Amount on File
Prior Sale	Jan 8, 2009 · Amount on File
Deed Document Number	202475524
Deed Book / Page	15279 / 775
Prior Transfer Date	Oct 16, 2000
Prior Transfer Doc	0000165730
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 29, 2026
Property Address	795 WINDINGS LN, CINCINNATI, OH 45220-1087
Document Number	0000080162
Book / Page	15760 / 1622
Instrument Date	Sep 28, 2026
Instrument	202680162
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	795 WINDINGS LN, CINCINNATI, OH 45220-1087

Mortgage

Document Number	0000080163,
Date	Sep 29, 2026
Instrument	202680163

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 22, 2025
Property Address	795 WINDINGS LN, CINCINNATI, OH 45220-1087
Document Number	0000082403
Book / Page	15527 / 1911
Map Reference	MB 328 PG 36&37
Instrument Date	Oct 21, 2025
Instrument	2025-0082403
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	795 WINDINGS LN, CINCINNATI, OH 45220-1087
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108245
Date	Nov 23, 2022
Book Page	14800/578
Instrument	2022-0108245

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 25, 2023

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	795 WINDINGS LN, CINCINNATI, OH 45220-1087
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015221
Date	Feb 4, 2021
Book Page	14348/284
Instrument	2021-0015221

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	CINCINNATI, OH 45255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 795 Windings Ln was $11,487, down 0.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,487.00 (-0.37%)	$193,554 (-) Land $41,895 Building $151,659	$553,010 Land $119,700 Building $433,310
2024	$11,530.00 (-2.21%)	$193,554 (-) Land $41,895 Building $151,659
2023	$11,791.00 (+8.48%)	$193,554 (+26.98%) Land $41,895 Building $151,659	$553,010 Land $119,700 Building $433,310
2022	$10,869.00 Homeowner's exemption	$152,432 Land $23,275 Building $129,157
2020			$435,520 Land $66,500 Building $369,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 795 Windings Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 795 Windings Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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