797 Union St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 797 Union St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,304 sqft · built 1920
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jul 2025)
Tax Bill	$3,970 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BANG M:R35 L:009`

Property Details

APN / Parcel Number

Primary APN	`BANG M:R35 L:009`
Alternative APN	`51`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,304 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	51
Street Address	797 UNION ST
City	BANGOR
State	ME
Zip	04401-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	9
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	3
Census Block	3001
Census Tract	900

Owner

797 Union St is owned by an individual who bought it in July 2025.

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	40 HATCASE POND RD, EDDINGTON, ME 04428-3426
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE
Apr 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW DAY FINANCIAL LLC
Jul 22, 2025	Warranty Deed, Transfer UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2025 · Amount on File
Deed Sale	Jul 22, 2025 · Amount on File
Prior Sale	Apr 18, 2025 · Amount on File
Deed Document Number	202519208
Deed Book / Page	17566 / 271
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Recording Date	Apr 23, 2026
Property Address	797 UNION ST, BANGOR, ME 04401-3009
Document Number	0178490029
Book / Page	17849 / 29
Instrument Date	Mar 27, 2026
Instrument	20269823
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	797 UNION ST, BANGOR, ME 04401-3009

Mortgage

Document Number	0000009823,
Date	Apr 23, 2026
Book Page	17849/29
Instrument	20269823

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	797 UNION ST, BANGOR, ME 04401-3009
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159600253
Date	Apr 1, 2021
Book Page	15960/253
Instrument	10125

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	Jul 22, 2025
Property Address	797 UNION ST, BANGOR, ME 04401-3009
Document Number	0175660271
Book / Page	17566 / 271
Instrument Date	Jul 18, 2025
Instrument	19208
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HATCASE POND RD, EDDINGTON, ME 04428-3426

Mortgage

Document Number	0000019209
Date	Jul 22, 2025
Instrument	19209

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 797 Union St was $3,970, down 2.1% from the year before.

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,970.00 (-2.14%)	$224,300 (+2.56%) Land $25,600 Building $198,700
2024	$4,057.00 (+5.87%)	$218,700 (+9.3%) Land $25,600 Building $193,100	$190,950
2023	$3,832.00 (+13.57%)	$200,100 (+20.98%) Land $25,600 Building $174,500
2022	$3,374.00	$165,400 Land $24,100 Building $141,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 797 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 797 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Union St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures