Penobscot County and Bangor City property record for 796 Union St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,798 sqft · built 1940 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,360 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:004 L:006 |
| Primary APN | BANG M:004 L:006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,798 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 610 |
|---|---|
| Old Parcel Number | BANG M:004 L:006 |
| Street Address | 796 UNION ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD1 |
| Legal Lot Number | 6 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 900 |
Source: Penobscot County and Bangor City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 796 UNION ST, BANGOR, ME 04401-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TOTAL MORTGAGE SERVICES |
| May 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TOTAL MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | May 13, 2026 |
| Property Address | 796 UNION ST, BANGOR, ME 04401-3125 |
| Document Number | 0178690020 |
| Book / Page | 17869 / 20 |
| Instrument Date | May 8, 2026 |
| Instrument | 202611572 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 796 UNION ST, BANGOR, ME 04401-3125 |
| Document Number | 0000011572, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 17869/20 |
| Instrument | 202611572 |
| Name | TOTAL MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | May 13, 2026 |
| Property Address | 796 UNION ST, BANGOR, ME 04401-3125 |
| Document Number | 0000011572 |
| Book / Page | 17869 / 20 |
| Instrument Date | May 8, 2026 |
| Instrument | 202611572 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 796 UNION ST, BANGOR, ME 04401-3125 |
| Document Number | 0178690020, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 17869/20 |
| Instrument | 202611572 |
| Name | TOTAL MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,360.00 (-2.12%) | $302,800 (+2.57%) Land $42,400 Building $260,400 | |
| 2024 | $5,476.00 (+5.47%) | $295,200 (+8.89%) Land $42,400 Building $252,800 | $302,670 |
| 2023 | $5,192.00 (+12.97%) | $271,100 (+20.33%) Land $42,400 Building $228,700 | |
| 2022 | $4,596.00 | $225,300 Land $39,900 Building $185,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.3% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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