797 Stephens Rd, Wauchula, FL 33873 Property Records

Hardee County property record for 797 Stephens Rd, Wauchula, FL 33873 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1964
Square Footage	1,956 sqft Living Area
Lot Size	174,240 sqft (4 acres)
Garage	Carport, 552 sqft
Last Sale	$285,000 (2021)
Tax Bill	$5,310.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3533-26-0000-00620-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,956 sqft Living Area
Gross Area	2,052 sqft Gross Area
1st Floor	1,956 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Bungalow Style
Exterior Material	Wood Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Builtup (layered Asphalt) Roof
Lot Area	174,240 sqft (4 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Garage Area	552 sqft Garage
Carport	Carport
Carport Area	552 sqft Carport
Porch Area	96 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	797 STEPHENS RD
City	WAUCHULA
State	FL
Zip	33873-4452
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	4 AC COM SE COR OF W1/2 OF NE1/4 OF SW1/4 RUN N 980.60 FT TO POB W 420 FT N 420 FT E 420 FT S 420 FT TO POB 35 33S 26E 185P188 286P113 CA-F-83-87 325P293 408P404 CA-F-91-128 458P227 462P357 469P568 540P177 564P564 LP-633P1468 SFJ-637P686 638P1435 640
Legal Range	26E
Legal Township	33S
Legal Section	35
Jurisdiction	HARDEE FL
Minor Civil Division	ZOLFO SPRINGS
Census Blockgroup	1
Census Block	1048
Census Tract	970101

Owner

Source: Hardee County records · APN 3533-26-0000-00620-0000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	334 RAINEY BLVD, WAUCHULA, FL 33873-3702
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage CREWS BANK & TRUST
Nov 04, 2021	Warranty Deed, Transfer · Conventional Mortgage WAUCHULA STATE BANK
Jan 28, 2019	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GENEVA FIN'L
Sep 01, 2017	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST NAT'L BK/WAUCHULA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 04, 2021 · Amount on Record
Deed Sale	Nov 04, 2021 · Amount on Record
Prior Sale	Jan 28, 2019 · Amount on Record
Deed Doc Number	20216420
Record Refreshed	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	797 STEPHENS RD, WAUCHULA, FL 33873-4452
Transaction Type	Mortgage
Record Updated	Apr 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 RAINEY BLVD, WAUCHULA, FL 33873-3702

Mortgage

Document Number	0025001561
Date	Mar 23, 2026
Instrument	202625001561

Lender

Name	CREWS BANK & TRUST
Type	Bank
Address	WAUCHULA, FL 33873

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	Nov 04, 2021
Property Address	797 STEPHENS RD, WAUCHULA, FL 33873-4452
Document Number	0025006420
Instrument Date	Nov 01, 2021
Instrument	202125006420
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	WAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TTL CO I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	797 STEPHENS RD, 797, WAUCHULA, FL 33873-4452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 RAINEY BLVD, WAUCHULA, FL 33873-3702

Mortgage

Document Number	0025006421
Date	Nov 04, 2021
Instrument	202125006421

Lender

Name	WAUCHULA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	Jan 28, 2019
Property Address	797 STEPHENS RD, WAUCHULA, FL 33873-4452
Document Number	0025000507
Instrument Date	Jan 25, 2019
Instrument	25000507
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4084 LITTLE DOTHAN RD SNEADS FL 324603500, SNEADS, FL 32460-3500

Mortgage

Document Number	25000508
Date	Jan 28, 2019
Instrument	25000508

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	CHANDLER, AZ 85248

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	Sep 01, 2017
Property Address	797 STEPHENS RD, WAUCHULA, FL 33873-4452
Document Number	0025005402
Instrument Date	Aug 31, 2017
Instrument	25005402
Transaction Type	Transfer
Record Updated	Sep 28, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$542.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	255 SOGGY BOTTOM LN WAUCHULA FL 338734483, WAUCHULA, FL 33873-4483

Mortgage

Document Number	25005403
Date	Sep 01, 2017
Instrument	25005403

Lender

Name	FIRST NAT'L BK/WAUCHULA
Type	Bank
Address	WAUCHULA, FL 33873

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hardee County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,310.00 (+3.89%)	$379,106 (+4.55%) Land $80,000 Building $299,106	$379,106 (+4.55%) Land $80,000 Building $299,106
2024	$5,111.00 (+8.95%)	$362,596 (+18.3%) Land $76,000 Building $286,596	$362,596 (+18.3%) Land $76,000 Building $286,596
2023	$4,691.00 (+12.47%)	$306,504 (+18.98%) Land $56,000 Building $250,504	$306,504 (+18.98%) Land $56,000 Building $250,504
2022	$4,171.00	$257,599 Land $48,000 Building $209,599	$257,599 Land $48,000 Building $209,599

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardee County (12049C), updated May 26, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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