565 Stephens Rd, Wauchula, FL 33873 Property Records

Hardee County property record for 565 Stephens Rd, Wauchula, FL 33873 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2024
Square Footage	1,456 sqft Heated Area
Lot Size	217,800 sqft (5 acres)
Occupancy	Owner Occupied
Last Sale	$398,000 (2025)
Tax Bill	$3,111.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`35-33-26-0000-00950-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,456 sqft Heated Area
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2024
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	217,800 sqft (5 acres)
Utility Building	120 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	565 STEPHENS RD
City	WAUCHULA
State	FL
Zip	33873-4452
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	5.00 AC (LOT 1 OF UNRECORDED EDGEWOOD ACRES 2) DESC'D AS; COM NE COR OF N1/3 OF NW1/4 OF SE1/4 OF SW1/4 OF SEC 35 THENCE S 00
Legal Range	26E
Legal Township	33S
Legal Section	35
Legal Subdivision	EDGEWOOD ACRES PH 2
Legal Lot Number	1
Jurisdiction	HARDEE FL
Minor Civil Division	ZOLFO SPRINGS
Census Blockgroup	1
Census Block	1048
Census Tract	970101

Owner

Source: Hardee County records · APN 35-33-26-0000-00950-0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	565 STEPHENS RD, WAUCHULA, FL 33873-4452
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2025	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE
Nov 01, 2023	Intrafamily Transfer, Transfer · Building or Construction Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 15, 2022	Warranty Deed, Transfer FIRST FLORIDA TITLE SERVICES, GIT FLORIDA TITLE SERVICES
Jun 08, 2020	Warranty Deed, Transfer · Line of Credit FIRST NAT'L BK/WAUCHULA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2025 · Amount on Record
Deed Sale	Jul 10, 2025 · Amount on Record
Prior Sale	Nov 01, 2023
Deed Doc Number	202525003978
Record Refreshed	Jun 08, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	Jul 10, 2025
Property Address	565 STEPHENS RD, WAUCHULA, FL 33873-4452
Document Number	0025003978
Instrument Date	Jul 09, 2025
Instrument	202525003978
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,786.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7310 US HIGHWAY 301 N, ELLENTON, FL 34222-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	565 STEPHENS RD, WAUCHULA, FL 33873-4452

Mortgage

Document Number	0025003979
Date	Jul 10, 2025
Instrument	202525003979

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDEE FL
Recording Date	Nov 01, 2023
Property Address	565 STEPHENS RD, WAUCHULA, FL 33873-4452
Document Number	0025006300
Instrument Date	Oct 31, 2023
Instrument	202325006300
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	816 CHATHAM WALK DR, RUSKIN, FL 33570-2060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 CHATHAM WALK DR, RUSKIN, FL 33570-2060
Investor	Possibly a Property Investor

Mortgage

Document Number	0025006301
Date	Nov 01, 2023
Instrument	202325006301

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	Jul 15, 2022
Property Address	565 STEPHENS RD, WAUCHULA, FL 33873-4452
Document Number	0025004165
Instrument Date	Jul 14, 2022
Instrument	202225004165
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST FLORIDA TITLE SERVICES, GIT FLORIDA TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$595.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 N 1ST AVE, WAUCHULA, FL 33873-2704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 CHATHAM WALK DR, RUSKIN, FL 33570-2060
Investor	Possibly a Property Investor

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	Jun 08, 2020
Property Address	565 STEPHENS RD, WAUCHULA, FL 33873-4452
Document Number	0025002754
Instrument Date	Jun 05, 2020
Instrument	25002754
Transaction Type	Transfer
Record Updated	Aug 04, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	112 N 1ST AVE WAUCHULA FL 338732704, WAUCHULA, FL 33873-2704

Mortgage

Document Number	25002755
Date	Jun 08, 2020
Instrument	25002755

Lender

Name	FIRST NAT'L BK/WAUCHULA
Type	Bank
Address	WAUCHULA, FL 33873

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 07, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hardee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,111.00 (+89.12%) Homeowner's exemption	$235,915 (+148.33%)	$298,367 (+214.07%) Land $100,000 Building $198,367
2024	$1,645.00 (+62.39%)	$95,000 (+35.71%) Land $95,000	$95,000 (+35.71%) Land $95,000
2023	$1,013.00 (+110.6%)	$70,000 (+60.92%) Land $70,000	$70,000 (+60.92%) Land $70,000
2022	$481.00	$43,500 Land $43,500	$43,500 Land $43,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardee County (12049C), updated May 26, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	High above 72% of the US · above 54% of Florida
Wildfire Likelihood	About 1 in 294 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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