795 State St, Wood River, IL 62095 Property Records

Madison County property record for 795 State St, Wood River, IL 62095

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 582 sqft · built 1945
Lot Size	0.107 acres (4,688 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Nov 2022)
Tax Bill	$2,507 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Feb 2022 Sale
APN	`19-2-08-21-11-205-021`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-21-11-205-021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	582 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	4,688 sqft (0.107 acres)
Lot Dimensions	125 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	795 STATE ST
City	WOOD RIVER
State	IL
Zip	62095-1161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARNETT TERRACE LOT 319 & PT 318 37.5X125 S
Legal Subdivision	HARNETT TERRACE
Legal Lot Number	319
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	1
Census Block	1010
Census Tract	401101

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	795 STATE ST, WOOD RIVER, IL 62095-1161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 8, 2022	Warranty Deed, Transfer SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Prior Sale	Feb 8, 2022 · Amount on Record
Deed Document Number	202237813
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 30, 2022
Property Address	795 STATE ST, WOOD RIVER, IL 62095-1161
Document Number	0000037813
Map Reference	PB 10 PG 27
Instrument Date	Nov 21, 2022
Instrument	2022R37813
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	SERENITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 STATE ST, WOOD RIVER, IL 62095-1161
Investor	Possibly a Property Investor

Mortgage

Document Number	0000037814
Date	Nov 30, 2022
Instrument	2022R37814

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.99%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Feb 8, 2022
Property Address	795 STATE ST, WOOD RIVER, IL 62095-1161
Document Number	0000004587
Map Reference	PB 10 PG 27
Instrument Date	Jan 28, 2022
Instrument	2022R04587
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	340 TOWER DR, EAST ALTON, IL 62024-1622

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	Wood River City
Elementary School District	East Alton School District 13 (PK - 08)
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,507.00 (+10.05%)	$26,400 (+61.37%) Land $4,850 Building $21,550	$79,200 (+61.2%) Land $14,550 Building $64,650
2024	$2,278.00 (+41.58%)
2022	$1,609.00	$16,360 Land $3,860 Building $12,500	$49,130 Land $11,592 Building $37,538

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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