797 Sandra Ct, Radcliff, KY 40160 Property Records

Hardin County property record for 797 Sandra Ct, Radcliff, KY 40160

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,082 sqft · built 1984
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Sep 2022)
Tax Bill$2,426 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jan 2019 Sale
Flood ZoneZone X (minimal risk)
APN161-10-03-011

Property Details

APN / Parcel Number

Primary APN161-10-03-011

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,082 sqft Living Area
Basement Area2,046 sqft
Finished Basement2,046 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached
Garage Area480 sqft
Patio Area350 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address797 SANDRA CT
CityRADCLIFF
StateKY
Zip40160-1871
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPEARMAN MNR LT 054 #3
Legal SubdivisionPEARMAN MNR
Legal Block3
Legal Lot Number54
JurisdictionHARDIN KY
Township / Civil DivisionRADCLIFF
Census Block Group2
Census Block2002
Census Tract700

Owner

Source: Hardin County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address797 SANDRA CT, RADCLIFF, KY 40160-1871
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2022Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 16, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2022 · Amount on Record
Deed SaleSep 1, 2022 · Amount on Record
Prior SaleJan 16, 2019 · Amount on Record
Deed Book / Page1540 / 903
Prior Transfer DateDec 28, 2018
Prior Transfer Doc1467/715
Record UpdatedJun 8, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateSep 1, 2022
Property Address797 SANDRA CT, RADCLIFF, KY 40160-1871
Document Number001540/903
Book / Page1540 / 903
Map ReferenceMB 6 PG 25&26
Instrument DateAug 31, 2022
Transaction TypeTransfer
Record UpdatedNov 21, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3410 DRUMCLIFF DR, 3410, MATTHEWS, NC 28105-5190

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address797 SANDRA CT, RADCLIFF, KY 40160-1871

Mortgage

Document Number0002455355
DateSep 1, 2022
Instrument2455/355
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARDIN KY
Recording DateJan 16, 2019
Property Address797 SANDRA CT, RADCLIFF, KY 40160-1871
Document Number1467/715
Book / Page1467 / 715
Instrument DateDec 28, 2018
Transaction TypeTransfer
Record UpdatedOct 8, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address797 SANDRA CT, RADCLIFF, KY 40160-1871

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
MunicipalityRadcliff City
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,426.00 (+90.13%)$260,000 (-) Land $18,000 Building $242,000$260,000 (-) Land $18,000 Building $242,000
2023$260,000 (+96.67%) Land $15,000 Building $245,000$260,000 (+96.67%) Land $15,000 Building $245,000
2022$132,200 Land $14,900 Building $117,300$132,200 Land $14,900 Building $117,300
2021$1,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2000–2009)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2009 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #1
serves 30,230 people · EPA ID KY0470393
Water SourceSurface water
Last State InspectionApr 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brandenburg Telecom
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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