774 Sandra Ct, Radcliff, KY 40160 Property Records

Hardin County property record for 774 Sandra Ct, Radcliff, KY 40160

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,007 sqft · built 1977
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Nov 2007)
Tax Bill$1,638 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Jul 2019 Refinance
Flood ZoneZone X (minimal risk)
APN161-10-03-014

Property Details

APN / Parcel Number

Primary APN161-10-03-014

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,007 sqft Living Area
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 1977
Architectural StyleSplit Level
Exterior MaterialFrame/Masonry
Lot Area20,909 sqft (0.48 acres)
Garage TypeAttached
Garage Area540 sqft
PorchPorch
Porch Area375 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address774 SANDRA CT
CityRADCLIFF
StateKY
Zip40160-1840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPEARMAN MNR LT 51 #3
Legal SubdivisionPEARMAN MNR
Legal Lot Number51
JurisdictionHARDIN KY
Township / Civil DivisionRADCLIFF
Census Block Group2
Census Block2002
Census Tract700

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address774 SANDRA CT, RADCLIFF, KY 40160-1840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2024Deed of Trust, Mortgage · Line of Credit
ABOUND FCU
Jul 24, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FORT KNOX FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2007 · Amount on File
Deed SaleNov 9, 2007 · Amount on File
Deed Document Number0001245272
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address774 SANDRA CT, RADCLIFF, KY 40160-1840
Transaction TypeMortgage
Record UpdatedFeb 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address774 SANDRA CT, RADCLIFF, KY 40160-1840

Mortgage

Document Number02507/1288
DateJan 23, 2024
Book Page2507/1288
Lender
NameABOUND FCU
TypeCredit Union
AddressRADCLIFF, KY 40159
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 2, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address774 SANDRA CT, RADCLIFF, KY 40160-1840
Transaction TypeMortgage
Record UpdatedAug 14, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2275/93
DateJul 24, 2019
Book Page2275/93
Instrument20190-00009560
Lender
NameFORT KNOX FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
MunicipalityRadcliff City
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,638.00 (+28.47%)$173,200 (+31.11%) Land $18,100 Building $155,100$173,200 (+31.11%) Land $18,100 Building $155,100
2023$132,100 (-) Land $18,100 Building $114,000$132,100 (-) Land $18,100 Building $114,000
2022$132,100 Land $18,100 Building $114,000$132,100 Land $18,100 Building $114,000
2021$1,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2000–2009)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2009 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #1
serves 30,230 people · EPA ID KY0470393
Water SourceSurface water
Last State InspectionApr 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brandenburg Telecom
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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