Walton County property record for 797 Riverwalk Cir, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,217 sqft · built 2023 |
| Lot Size | 0.128 acres (5,619 sqft) |
| Owner | Individual Name on File |
| Last Sale | $387,500 (Sep 2023) |
| Tax Bill | $4,752 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-1S-19-23040-000-1610 |
| Primary APN | 22-1S-19-23040-000-1610 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,217 sqft Living Area |
| Gross Area | 2,691 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,619 sqft (0.128 acres) |
| Lot Dimensions | 12 ft deep x 4.7 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1038959 |
|---|---|
| Street Address | 797 RIVERWALK CIR |
| City | FREEPORT |
| State | FL |
| Zip | 32439-4261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 161 RIVERWALK PH I PB 18-13 OR 3247-2452 OR 3301-4950 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 22 |
| Legal Subdivision | RIVERWALK PH I |
| Legal Phase | 1 |
| Legal Lot Number | 161 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 950502 |
797 Riverwalk Cir is owned by an individual who bought it in September 2023.
Source: Walton County records, as of December 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 376 WHISPERING WAY, FREEPORT, FL 32439-6556 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 14, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF ENGLAND |
| Oct 4, 2019 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NAT'L BK |
| Dec 5, 2018 | Grant Deed, Mortgage · Line of Credit BANK OF MO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2023 · Amount on File |
| Deed Sale | Sep 14, 2023 · Amount on File |
| Deed Document Number | 0033014950 |
| Deed Book / Page | 3301 / 4950 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 797 RIVERWALK CIR, FREEPORT, FL 32439-4261 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 376 WHISPERING WAY, FREEPORT, FL 32439-6556 |
| Document Number | 0033812510 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 3381/2510 |
| Instrument | 20250046899 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Sep 14, 2023 |
| Property Address | 797 RIVERWALK CIR, FREEPORT, FL 32439-4261 |
| Document Number | 0033014950 |
| Book / Page | 3301 / 4950 |
| Map Reference | MB 18 PG 13,13A-13G |
| Instrument Date | Sep 14, 2023 |
| Instrument | 20230033209 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 18, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,712.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 W GARDEN STREET # ST2ND, ST2ND, PENSACOLA, FL 32502-5696 |
| Name | Verified Name |
|---|---|
| Address | 376 WHISPERING WAY, FREEPORT, FL 32439-6556 |
| Document Number | 0033014952 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 3301/4952 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 797 RIVERWALK CIR, FREEPORT, FL 32439-4261 |
| Document Number | 0031201531 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36008 EMERALD COAST PKWY #301 DESTIN FL 325415732, 301, DESTIN, FL 32541-5732 |
| Document Number | 0031201531 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 003120/001531 |
| Instrument | 34789 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | 7700 US HIGHWAY 98 W, SANTA ROSA BEACH, FL 32459-3270 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Oct 3, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 5, 2018 |
| Property Address | 797 RIVERWALK CIR, FREEPORT, FL 32439-4261 |
| Document Number | 0030914134 |
| Book / Page | 003091 / 004134 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 40368 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36008 EMERALD COAST PKWY DESTIN FL 325414792, DESTIN, FL 32541-4792 |
| Document Number | 30914134 |
|---|---|
| Date | Dec 5, 2018 |
| Book Page | 003091/004134 |
| Instrument | 40368 |
| Name | BANK OF MO |
|---|---|
| Type | Bank |
| Address | 427 WILLIAM ST, CAPE GIRARDEAU, MO 63701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $322,900 Land $35,175 Building $287,725 | $322,900 Land $35,175 Building $287,725 | |
| 2024 | $4,752.00 (+935.29%) | ||
| 2023 | $459.00 (+79.3%) | $35,175 (-9.91%) Land $35,175 | $35,175 (-9.91%) Land $35,175 |
| 2022 | $256.00 | $39,044 Land $39,044 | $39,044 Land $39,044 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 797 Riverwalk Cir in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 126 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1992–2021) |
| Claims Outside the SFHA | 7 of 68 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 797 Riverwalk Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures