783 Riverwalk Cir, Freeport, FL 32439 Property Records

Walton County property record for 783 Riverwalk Cir, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,134 sqft · built 2022
Lot Size0.148 acres (6,490 sqft)
OwnerIndividual Name on Record
Last Sale$371,600 (Oct 2022)
Tax Bill$75 (2024)
Deeds & MortgagesOct 2022 Sale & Mortgage
Oct 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-1S-19-23040-000-1590

Property Details

APN / Parcel Number

Primary APN22-1S-19-23040-000-1590
Alternative APN
  • 1038957

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,134 sqft Living Area
Gross Area2,779 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area6,490 sqft (0.148 acres)
Lot Dimensions13 ft deep x 5 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1038957
Street Address783 RIVERWALK CIR
CityFREEPORT
StateFL
Zip32439-4261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 159 RIVERWALK PH I PB 18 PG 13 OR 3203-2103 OR 3268-3696
Legal Range19W
Legal Township01S
Legal Section22
Legal SubdivisionRIVERWALK PH I
Legal Phase1
Legal Lot Number159
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group1
Census Block1015
Census Tract950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address783 RIVERWALK CIR, FREEPORT, FL 32439-4261
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2022Warranty Deed, Subdivision Related Transfer · VA Mortgage
FBC MORTGAGE LLC
Oct 4, 2019Deed of Trust, Mortgage · Line of Credit
TRUSTMARK NAT'L BK
Dec 5, 2018Grant Deed, Mortgage · Line of Credit
BANK OF MO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2022 · Amount on Record
Deed SaleOct 3, 2022 · Amount on Record
Deed Document Number20220044041
Deed Book / Page3268 / 3696
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateOct 3, 2022
Property Address783 RIVERWALK CIR, FREEPORT, FL 32439-4261
Document Number0032683696
Book / Page3268 / 3696
Map ReferenceMB 18 PG 13&13A-13G
Instrument DateSep 30, 2022
Instrument20220044041
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2025
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,601.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address783 RIVERWALK CIR, FREEPORT, FL 32439-4261

Mortgage

Document Number0032683698
DateOct 3, 2022
Instrument3268/3698
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address783 RIVERWALK CIR, FREEPORT, FL 32439-4261
Document Number0031201531
Instrument DateOct 4, 2019
Transaction TypeMortgage
Record UpdatedOct 23, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY #301 DESTIN FL 325415732, 301, DESTIN, FL 32541-5732

Mortgage

Document Number0031201531
DateOct 4, 2019
Book Page003120/001531
Instrument34789
Lender
NameTRUSTMARK NAT'L BK
TypeBank
Address7700 US HIGHWAY 98 W, SANTA ROSA BEACH, FL 32459-3270
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueOct 3, 2021
Interest
Rate TypeAdjustable Rate

December 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionWALTON FL
Recording DateDec 5, 2018
Property Address783 RIVERWALK CIR, FREEPORT, FL 32439-4261
Document Number0030914134
Book / Page003091 / 004134
Instrument DateDec 3, 2018
Instrument40368
Transaction TypeMortgage
Record UpdatedDec 21, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY DESTIN FL 325414792, DESTIN, FL 32541-4792

Mortgage

Document Number30914134
DateDec 5, 2018
Book Page003091/004134
Instrument40368
Lender
NameBANK OF MO
TypeBank
Address427 WILLIAM ST, CAPE GIRARDEAU, MO 63701
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$321,125 (+1.01%) Land $35,175 Building $285,950$321,125 (+1.01%) Land $35,175 Building $285,950
2024$75.00
2023$75.00 (-84.94%) Homeowner's exemption$317,905 (+714.22%) Land $35,175 Building $282,730$317,905 (+714.22%) Land $35,175 Building $282,730
2022$498.00$39,044 Land $39,044$39,044 Land $39,044

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 126 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1992–2021)
Claims Outside the SFHA7 of 68
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 8 claims
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREEPORT
serves 12,020 people · EPA ID FL1660290
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Fiber
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Wildstar Networks
Fixed Wireless
200 / 50

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