797 Ridge Rd, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 797 Ridge Rd, Nipomo, CA 93444

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,168 sqft · built 1935
Lot Size1.06 acres (46,609 sqft)
OwnerCompany Name on Record
Tax Bill$1,664 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN091-293-015

Property Details

APN / Parcel Number

Primary APN091-293-015

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,168 sqft Living Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Construction TypeWood
Lot Area46,609 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address797 RIDGE RD
CityNIPOMO
StateCA
Zip93444-9522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionPM 7/48 PTN PAR 1
Legal SubdivisionPARCEL MAP CO 71 13
Legal Block3
Legal Lot Number54
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group3
Census Block3012
Census Tract12404

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address927 COUNTRYWOOD CT, SANTA MARIA, CA 93455-3517
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 26, 1994
Transfer Doc0000051386
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address797 RIDGE RD, NIPOMO, CA 93444-9522
Transaction TypeMortgage
Record UpdatedJan 29, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address797 RIDGE RD, NIPOMO, CA 93444-9522

Mortgage

Document Number0000001312
DateJan 17, 2024
Instrument2024001312
Lender
NameCOMMUNITY BANK OF SANTA MARIA
TypeBank
AddressSANTA MARIA, CA 93454
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$166,695 (+2%) Land $24,413 Building $142,282
2025$1,664.00 (+4.85%) Homeowner's exemption$163,428 (+4.04%) Land $23,935 Building $139,493
2023$1,587.00 (+1.6%) Homeowner's exemption$157,083 Land $23,006 Building $134,077
2022$1,562.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 70% of California
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIPOMO COMM SERVICES DIST
serves 13,771 people · EPA ID CA4010026
Water SourcePurchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Peak WiFi, Ranch Wifi, Verizon.

Nearby Properties on Ridge Rd

Nearby Streets

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