180 WOOD PL ARROYO GRANDE CA 934203119, ARROYO GRANDE, CA 93420-3119
Mortgage
Document Number
40204
Date
Sep 28, 2018
Instrument
40204
Lender
Name
JMAC LENDING
Type
Funding / Finance Company
Address
SANTA ANA, CA 92705
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 27, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 770 Ridge Rd, Unit A was $8,821.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
Property Jurisdictions
Type
Name
State
California
County
San Luis Obispo County
Unified School District
Lucia Mar Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$845,503 (+2%)Land $414,218Building $431,285
2025
$8,821.00
$828,926Land $406,097Building $422,829
2023
$8,428.00 (+1.53%)
$796,740Land $390,329Building $406,411
2022
$8,301.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 770 Ridge Rd, Unit A in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 770 Ridge Rd, Unit A is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood
0.1% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source
Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection
Jun 2024
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
Surfnet Communications Fixed Wireless
100 / 20
May also be available: Peak WiFi, Ranch Wifi, Verizon.