Brevard County property record for 797 James Cir NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,301 sqft · built 1968 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $231,000 (Aug 2025) |
| Tax Bill | $3,267 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-25-FO-55-25 |
| Primary APN | 28-37-25-FO-55-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,301 sqft Living Area |
| Gross Area | 2,156 sqft |
| 1st Floor Area | 1,301 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 843 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 12 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2833247 |
|---|---|
| Street Address | 797 JAMES CIR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-5611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | PORT MALABAR UNIT 4 S 30 FT OF LOT 25 & N 60 FT OF LOT 26 ALSO KNOWN AS PAR U BLK 55 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | PORT MALABAR UNIT 4 |
| Legal Block | 55 |
| Legal Lot Number | 25 |
| Legal Unit | 4 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 65201 |
797 James Cir NE is owned and occupied by an individual who bought it in August 2025.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 797 JAMES CIR NE, PALM BAY, FL 32905-5611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2020 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Feb 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2025 · Amount on File |
| Deed Sale | Aug 1, 2025 · Amount on File |
| Prior Sale | Nov 2, 2020 · Amount on File |
| Deed Document Number | 2025154132 |
| Deed Book / Page | 10397 / 1834 |
| Prior Transfer Date | Jan 12, 2009 |
| Prior Transfer Doc | 0059080756 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Nov 2, 2020 |
| Property Address | 797 JAMES CIR NE, PALM BAY, FL 32905-5611 |
| Document Number | 0089050188 |
| Book / Page | 8905 / 188 |
| Map Reference | MB 14 PG 18 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 2020242228 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3522 EGRET DR, 3522, MELBOURNE, FL 32901-8148 |
| Name | Verified Name |
|---|---|
| Address | 797 JAMES CIR NE, MELBOURNE, FL 32905-5611 |
| Document Number | 8905190 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 8905/190 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 797 JAMES CIR NE, PALM BAY, FL 32905-5611 |
| Document Number | 0080850490 |
| Book / Page | 008085 / 000490 |
| Instrument Date | Feb 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 797 JAMES CIR NE PALM BAY FL 329055611, PALM BAY, FL 32905-5611 |
| Document Number | 0080850490 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 008085/000490 |
| Instrument | 26417 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | TALLAHASSEE, FL 32301-1329 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 797 James Cir NE was $3,267, up 2.5% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,580 (+3.2%) | $225,580 (-2.24%) | |
| 2025 | $3,267.00 (+2.48%) | $218,580 | $230,740 |
| 2024 | $3,188.00 (+2.38%) | ||
| 2023 | $3,114.00 (+3.7%) Homeowner's exemption | $206,240 (+3%) | $210,650 (+5.2%) Land $35,000 Building $175,650 |
| 2022 | $3,003.00 Homeowner's exemption | $200,240 Land $35,000 Building $165,240 | $200,240 Land $35,000 Building $165,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 797 James Cir NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 797 James Cir NE is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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