Brevard County property record for 781 James Cir NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1969 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $152,500 (Apr 2020) |
| Tax Bill | $3,213 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Dec 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-25-FO-55-19 |
| Primary APN | 28-37-25-FO-55-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 1,742 sqft |
| 1st Floor Area | 1,176 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Patio Area | 168 sqft |
| Utility Building | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2833242 |
|---|---|
| Street Address | 781 JAMES CIR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-5611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | PORT MALABAR UNIT 4 S 30 FT OF LOT 19 & N 60 FT OF LOT 20 ALSO KNOWN AS PAR P BLK 55 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | PORT MALABAR UNIT 4 |
| Legal Block | 55 |
| Legal Lot Number | 19 |
| Legal Unit | 4 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 65201 |
781 James Cir NE is owned and occupied by two individuals who bought it in April 2020.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 781 JAMES CIR NE, PALM BAY, FL 32905-5611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2020 | Warranty Deed, Transfer · FHA Mortgage LAKEVIEW LN SERVICING |
| Dec 16, 2019 | Warranty Deed, Transfer BELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2020 · Amount on File |
| Deed Sale | Apr 20, 2020 · Amount on File |
| Prior Sale | Dec 16, 2019 · Amount on File |
| Deed Document Number | 202087488 |
| Deed Book / Page | 8721 / 717 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 20, 2020 |
| Property Address | 781 JAMES CIR NE, PALM BAY, FL 32905-5611 |
| Document Number | 0087210717 |
| Book / Page | 008721 / 000717 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 87488 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | BELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,068.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 781 JAMES CIR NE PALM BAY FL 329055611, PALM BAY, FL 32905-5611 |
| Document Number | 87210718 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 008721/000718 |
| Instrument | 87489 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 16, 2019 |
| Property Address | 781 JAMES CIR NE, PALM BAY, FL 32905-5611 |
| Document Number | 0086141644 |
| Book / Page | 008614 / 001644 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 271894 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2020 |
| Title Company | BELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $560.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 781 JAMES CIR NE PALM BAY FL 329055611, PALM BAY, FL 32905-5611 |
The 2025 property tax bill for 781 James Cir NE was $3,213.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,650 (-1.26%) | $171,650 (-1.26%) | |
| 2025 | $3,213.00 | $173,840 Land $70,000 Building $103,840 | $173,840 Land $70,000 Building $103,840 |
| 2023 | $1,432.00 (+5.68%) Homeowner's exemption | $115,260 (+2.99%) | $179,330 (+16.14%) Land $35,000 Building $144,330 |
| 2022 | $1,355.00 Homeowner's exemption | $111,910 | $154,410 Land $35,000 Building $119,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 781 James Cir NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 781 James Cir NE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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