797 E State St, South Elgin, IL 60177 Property Records

Kane County property record for 797 E State St, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,080 sqft · built 1958
Lot Size	0.198 acres (8,626 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Dec 2023)
Tax Bill	$6,198 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-35-280-014`

Property Details

APN / Parcel Number

Primary APN	`06-35-280-014`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Lot Area	8,626 sqft (0.198 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	797 E STATE ST
City	SOUTH ELGIN
State	IL
Zip	60177-2154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H JEROME GILBERTS ADD NOLY PTS OF LOTS 1 & 2 BLK 3
Legal Subdivision	H JEROME GILBERTS ADD
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2058
Census Tract	851801

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1160 HIALEAH LN, HANOVER PARK, IL 60133-5527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Aug 16, 2023	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2023 · Amount on Record
Deed Sale	Dec 6, 2023 · Amount on Record
Prior Sale	Aug 16, 2023 · Amount on Record
Deed Document Number	202342619
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 6, 2023
Property Address	797 E STATE ST, SOUTH ELGIN, IL 60177-2154
Document Number	0000042619
Instrument Date	Nov 2, 2023
Instrument	2023K042619
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	797 EAST STATE STREET, ELGIN, IL 60123

Mortgage

Document Number	0000042620
Date	Dec 6, 2023
Instrument	2023K042620

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate	7.25%
Change Frequency	Annually

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 16, 2023
Property Address	797 E STATE ST, SOUTH ELGIN, IL 60177-2154
Document Number	0000028070
Instrument Date	Aug 1, 2023
Instrument	2023K028070
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,198.00 (+3.42%)	$91,789 (+8.57%) Land $17,454 Building $74,335	$275,477 (+8.57%) Land $52,383 Building $223,094
2024		$84,543 (+21.39%) Land $16,076 Building $68,467	$253,730 (+21.44%) Land $48,247 Building $205,483
2022	$5,993.00 (+5.7%)	$69,643 (+6.96%) Land $13,242 Building $56,401	$208,929 (+6.96%) Land $39,726 Building $169,203
2021	$5,670.00	$65,111 Land $12,380 Building $52,731	$195,333 Land $37,140 Building $158,193

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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