737 E State St, South Elgin, IL 60177 Property Records

Kane County property record for 737 E State St, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,200 sqft · built 1958
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (May 2015)
Tax Bill$6,247 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-35-280-010

Property Details

APN / Parcel Number

Primary APN06-35-280-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
Gross Area2,400 sqft
1st Floor Area1,200 sqft
Basement Area1,200 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialBrick
Lot Area7,841 sqft (0.18 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address737 E STATE ST
CitySOUTH ELGIN
StateIL
Zip60177-2154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNONE LOT 4A-3 SEC 35-41-8
Legal Range08
Legal Township41
Legal Section35
Legal Block2
Legal Lot Number4A-3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2058
Census Tract851801

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address737 E STATE ST, SOUTH ELGIN, IL 60177-2154
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2015 · Amount on Record
Deed SaleMay 26, 2015 · Amount on Record
Prior SaleAug 14, 2013 · Amount on Record
Deed Document Number201526807
Prior Transfer DateJul 13, 2013
Prior Transfer Doc0000059847
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address737 E STATE ST, SOUTH ELGIN, IL 60177-2154
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072476
DateNov 23, 2020
Instrument2020K072476
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,247.00 (+13.17%)$92,459 (+8.57%) Land $16,160 Building $76,299$277,488 (+8.57%) Land $48,499 Building $228,989
2024$85,160 (+21.39%) Land $14,884 Building $70,276$255,582 (+21.44%) Land $44,670 Building $210,912
2022$5,520.00 (+6.38%) Homeowner's exemption$70,152 (+6.96%) Land $12,261 Building $57,891$210,456 (+6.96%) Land $36,783 Building $173,673
2021$5,189.00 Homeowner's exemption$65,587 Land $11,463 Building $54,124$196,761 Land $34,389 Building $162,372

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimJul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Fox Valley Internet
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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