Utah County property record for 797 E 10 S, American Fork, UT 84003
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3.5 ba · 2,220 sqft · built 2004 |
| Lot Size | 0.053 acres (2,309 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $412,300 (Nov 2025) |
| Tax Bill | $2,501 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-554-0020 |
| Primary APN | 41-554-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,220 sqft Living Area |
| Gross Area | 3,810 sqft |
| 1st Floor Area | 1,114 sqft |
| Basement Area | 1,106 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse |
| Exterior Material | Metal |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 2,309 sqft (0.053 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Raised Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 232520 |
|---|---|
| Street Address | 797 E 10 S |
| City | AMERICAN FORK |
| State | UT |
| Zip | 84003-2296 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | UNIT 20, HEIRLOOM COTTAGES PUD PHASE 1 SUBDV. AREA 0.053 AC. |
| Legal Subdivision | HEIRLOOM COTTAGES PUD PHASE 1 SUBDV |
| Legal Phase | 1 |
| Legal Lot Number | 20 |
| Legal Unit | 20 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | AMERICAN FORK-PLEASANT GROVE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 203 |
Source: Utah County records · APN 41-554-0020
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 797 E 10 S, AMERICAN FORK, UT 84003-2296 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 18, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 18, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 01, 2020 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Jun 15, 2019 | Deed of Trust, Mortgage PROVIDENT FNDG |
| Dec 19, 2018 | Warranty Deed, Transfer MERIDIAN TITLE CO |
| Apr 04, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on Record |
| Deed Sale | Nov 18, 2025 · Amount on Record |
| Prior Sale | Dec 19, 2018 · Amount on Record |
| Deed Document Number | 202590401 |
| Prior Transfer Date | Apr 04, 2017 |
| Prior Transfer Doc | 0000032015 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Nov 18, 2025 |
| Property Address | 797 E 10 S, AMERICAN FORK, UT 84003-2296 |
| Document Number | 0000090411 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 90411:2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2025 |
| Title Company | COTTONWOOD TITLE, COTTONWOOD TTL INS AGCY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 797 E 10 S, AMERICAN FORK, UT 84003-2296 |
| Document Number | 0000090410 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 90410:2025 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Nov 18, 2025 |
| Property Address | 797 E 10 S, AMERICAN FORK, UT 84003-2296 |
| Document Number | 0000090401 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 90401:2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | TITLE GUARANTEE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 797 E 10 S, AMERICAN FORK, UT 84003-2296 |
| Document Number | 0000090410 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 90410:2025 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 797 E 10 S, AMERICAN FORK, UT 84003-2296 |
| Document Number | 0000060532 |
| Instrument Date | May 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | INWEST TITLE SERVICES-SALT LAKE, INWEST TITLE SVCS-SALT LAKE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 797 E 10 S AMERICAN FORK UT 840032296, AMERICAN FORK, UT 84003-2296 |
| Document Number | 0000060532 |
|---|---|
| Date | May 06, 2020 |
| Instrument | 60532 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 05, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 797 E 10 S, AMERICAN FORK, UT 84003-2296 |
| Document Number | 0000056600 |
| Instrument Date | Jun 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2019 |
| Title Company | INWEST TITLE SERVICES-SALT LAKE, INWEST TITLE SVCS-SALT LAKE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 797 E 10 S AMERICAN FORK UT 840032296, AMERICAN FORK, UT 84003-2296 |
| Document Number | 0000056600 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 56600 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SANDY, UT 84070 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 20, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Dec 19, 2018 |
| Property Address | 797 E 10 S, AMERICAN FORK, UT 84003-2296 |
| Document Number | 0000119711 |
| Map Reference | DOC 25058:2004 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 119711:2018 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | MERIDIAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 797 E 10 S, AMERICAN FORK, UT 84003-2296 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Apr 04, 2017 |
| Property Address | 797 E 10 S, AMERICAN FORK, UT 84003-2296 |
| Document Number | 0000032015 |
| Instrument Date | Apr 04, 2017 |
| Instrument | 32015 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 797 E 10 S AMERICAN FORK UT 840032296, AMERICAN FORK, UT 84003-2296 |
Source: Utah County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Utah |
| Municipality | American Fork City |
| County | Utah County |
| Unified School District | Alpine School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,705 (-44.73%) | $523,100 (+0.5%) Land $81,400 Building $441,700 | |
| 2025 | $2,501.00 (+0.04%) | $520,500 (+83.55%) Land $76,500 Building $444,000 | $520,500 (+0.95%) Land $76,500 Building $444,000 |
| 2024 | $2,500.00 (+3.86%) | ||
| 2023 | $2,407.00 (+5.62%) | $283,580 | $515,600 Land $75,800 Building $439,800 |
| 2022 | $2,279.00 |
Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Utah |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| LICT DSL · Fiber in parts of the area | 100 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Boston Omaha, Lumen Technologies, Verizon.
Based on FCC filings for 544 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AMERICAN FORK CITY serves 39,045 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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