781 E 10 S, American Fork, UT 84003 Property Records

Utah County property record for 781 E 10 S, American Fork, UT 84003

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 1,923 sqft · built 2006
Lot Size	0.053 acres (2,309 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Jul 2022)
Tax Bill	$2,339 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-626-0021`

Property Details

APN / Parcel Number

Primary APN	`41-626-0021`
Alternative APN	`321040`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,923 sqft Living Area
Gross Area	3,354 sqft
1st Floor Area	1,006 sqft
Basement Area	990 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	2,309 sqft (0.053 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	321040
Street Address	781 E 10 S
City	AMERICAN FORK
State	UT
Zip	84003-2296
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 21, HEIRLOOM COTTAGES PUD PHASE 2 SUBDV. AREA 0.053 AC.
Legal Subdivision	HEIRLOOM COTTAGES PUD PHASE 2 SUBDV
Legal Phase	2
Legal Lot Number	21
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	2
Census Block	2010
Census Tract	203

Owner

Source: Utah County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	781 E 10 S, AMERICAN FORK, UT 84003-2296
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	202283965
Prior Transfer Date	Aug 11, 2021
Prior Transfer Doc	0000142865
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 26, 2022
Property Address	781 E 10 S, AMERICAN FORK, UT 84003-2296
Document Number	0000083965
Map Reference	DOC 25058:2004
Instrument Date	Jul 25, 2022
Instrument	83965:2022
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	INVESTORS TITLE INSURANCE AGENCY INC, INVESTORS TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	781 E 10 S, AMERICAN FORK, UT 84003-2296

Mortgage

Document Number	0000083998
Date	Jul 26, 2022
Instrument	83998:2022

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	9.75%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Aug 16, 2021
Property Address	781 E 10 S, AMERICAN FORK, UT 84003-2296
Document Number	0000142865
Map Reference	DOC 25058:2004
Instrument Date	Aug 11, 2021
Instrument	142865:2021
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	REAL ADVANTAGE TITLE INSURANCE AGENCY, REAL ADVANTAGE TTL INS AGCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 E 10 S, AMERICAN FORK, UT 84003-2296

Mortgage

Document Number	0000142866
Date	Aug 16, 2021
Instrument	142866:2021

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,820 (-44.37%)	$492,400 (+1.15%) Land $76,600 Building $415,800
2025	$2,339.00 (+0.04%)	$486,800 (+88.56%) Land $71,600 Building $415,200	$486,800 (+3.71%) Land $71,600 Building $415,200
2024	$2,338.00 (+6.71%)
2023	$2,191.00 (+0.18%)	$258,170	$469,400 Land $69,000 Building $400,400
2022	$2,187.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CentraCom DSL · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

Nearby Properties on E 10 S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures